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Personal finance for the self-employed

Taxes, retirement, health insurance, and money strategy built for the 59 million Americans working for themselves. No jargon. No generic advice.

Browse all guides Quarterly tax guide →
59M
US gig workers
30%
Avg tax rate (unprepared)
$0
Cost to access everything
14
Guides published
Latest
Timely
Q2 Estimated Taxes Due June 16: What You Need to Know
→
New Guide
TikTok Creator Tax Guide: Everything You Owe in 2026
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Guide
S-Corp vs LLC: When to Make the Switch
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Free Tools

Free Financial Tools

No login. No fees. No data collection. Six production-grade calculators that run entirely in your browser.

Deadline Dashboard
Live countdown to your next quarterly payment, penalty calculator, and IRS payment links.
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Income-to-Tax Pipeline
Enter all income sources — freelance, gig, resale, crypto, W-2 — and see your total tax picture.
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1099 vs W-2 Compare
Side-by-side take-home, real hourly rates, and the break-even 1099 rate for your situation.
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S-Corp Readiness
Real savings after compliance costs. Honest break-even at ~$75K. State-specific analysis.
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Freelance Rate Calc
Enter your target take-home. Get the exact hourly rate after taxes, insurance, and PTO.
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Reseller Profit Analyzer
Cross-platform fees + tax layer. eBay, Poshmark, Mercari, Etsy, Amazon compared. Batch mode.
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⭐ Most read
How to pay quarterly estimated taxes as a freelancer (2026 guide)
Due dates, how to calculate what you owe, how to pay, and what happens if you miss. The one guide every 1099 worker needs.
Updated March 2026 · 12 min read
2026 due dates:
Q1 → April 15
Q2 → June 16
Q3 → September 15
Q4 → January 15, 2027
Tax
Self-employed tax deductions: the complete list for 2026
March 2026 · 15 min read
Retirement
Solo 401(k) vs SEP IRA: which is better for the self-employed?
March 2026 · 10 min read

Browse by topic

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Taxes
10 guides
📈
Retirement
1 guide
🛡️
Health insurance
1 guide
🏦
Banking & tools
1 guide
🚗
Gig platforms
3 guides

Latest guides

See all →
Tax
What is a Schedule C and who needs to file one
March 2026 · 7 min
Insurance
Health insurance options for self-employed people in 2026
March 2026 · 9 min
Tax
How much should a 1099 contractor set aside for taxes?
March 2026 · 6 min
Banking
Best business bank accounts for freelancers 2026
March 2026 · 10 min
Gig
Uber and Lyft driver tax deductions: complete list (2026)
March 2026 · 8 min
Retirement
Solo 401(k) vs SEP IRA: which is better for the self-employed?
March 2026 · 10 min

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