How have SBA loans in Wood Kitchen Cabinet and Countertop Manufacturing turned out?
Of 1,938 loans approved in fiscal 2000 to 2021 (at least five years old), 356 (18.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Wood Kitchen Cabinet and Countertop Manufacturing appears on 2,339 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $771.9 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Wood Kitchen Cabinet and Countertop Manufacturing appears on 2,339 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $771.9 million in gross approvals.
Of 1,938 loans approved in fiscal 2000 to 2021 (at least five years old), 356 (18.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
83
$21.3 million
67
16
0
19.3%
FY2001
90
$18.9 million
73
17
0
18.9%
FY2002
106
$13.8 million
91
15
0
14.2%
FY2003
143
$16.4 million
125
18
0
12.6%
FY2004
143
$22.7 million
108
34
1
23.8%
FY2005
180
$26.7 million
132
48
0
26.7%
FY2006
163
$19.8 million
104
57
2
35.0%
FY2007
153
$21.1 million
88
65
0
42.5%
FY2008
115
$24.1 million
77
36
2
31.3%
FY2009
60
$15.2 million
52
7
1
11.7%
FY2010
71
$17.9 million
61
9
1
12.7%
FY2011
67
$27.2 million
62
4
1
6.0%
FY2012
39
$22.7 million
34
4
1
10.3%
FY2013
50
$27.8 million
42
4
4
8.0%
FY2014
49
$17.6 million
40
5
4
10.2%
FY2015
60
$23.9 million
56
0
4
0.0%
FY2016
57
$31.4 million
48
1
8
1.8%
FY2017
55
$14.8 million
45
0
10
0.0%
FY2018
70
$27.9 million
42
9
19
12.9%
FY2019
61
$37.7 million
40
3
18
4.9%
FY2020
50
$24.3 million
29
2
19
4.0%
FY2021
73
$56.7 million
26
2
45
2.7%
FY2022
59
$43.7 million
21
2
36
too recent for a share
FY2023
64
$40.5 million
10
2
52
too recent for a share
FY2024
109
$56.0 million
9
0
100
too recent for a share
FY2025
115
$67.3 million
5
0
110
too recent for a share
FY2026
54
$34.5 million
0
0
54
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
203
43
21.2%
Florida
163
44
27.0%
Minnesota
125
18
14.4%
Utah
110
10
9.1%
Texas
96
20
20.8%
Wisconsin
91
17
18.7%
Pennsylvania
68
7
10.3%
New York
67
17
25.4%
Ohio
60
9
15.0%
Illinois
57
14
24.6%
Washington
55
10
18.2%
Missouri
49
10
20.4%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.