How have SBA loans in Women's, Children's, and Infants' Clothing and Accessories Merchant Wholesalers turned out?
Of 2,120 loans approved in fiscal 2003 to 2021 (at least five years old), 598 (28.2%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Women's, Children's, and Infants' Clothing and Accessories Merchant Wholesalers appears on 2,168 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2025, $722.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Women's, Children's, and Infants' Clothing and Accessories Merchant WholesalersIndustry NAICS 424330 · 2,168 loans
28%of seasoned loans charged off
Women's, Children's, and Infants' Clothing and Accessories Merchant Wholesalers appears on 2,168 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2025, $722.3 million in gross approvals.
Of 2,120 loans approved in fiscal 2003 to 2021 (at least five years old), 598 (28.2%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2003
71
$9.4 million
56
15
0
21.1%
FY2004
177
$23.6 million
117
59
1
33.3%
FY2005
202
$24.4 million
124
77
1
38.1%
FY2006
229
$22.9 million
118
110
1
48.0%
FY2007
256
$19.4 million
104
152
0
59.4%
FY2008
96
$9.7 million
47
49
0
51.0%
FY2009
63
$21.7 million
53
10
0
15.9%
FY2010
91
$31.5 million
78
13
0
14.3%
FY2011
103
$67.1 million
95
8
0
7.8%
FY2012
77
$34.8 million
68
7
2
9.1%
FY2013
78
$41.7 million
73
4
1
5.1%
FY2014
96
$60.5 million
78
15
3
15.6%
FY2015
102
$68.8 million
84
8
10
7.8%
FY2016
107
$52.6 million
75
19
13
17.8%
FY2017
109
$59.6 million
69
25
15
22.9%
FY2018
87
$36.5 million
58
9
20
10.3%
FY2019
67
$21.6 million
41
6
20
9.0%
FY2020
37
$20.2 million
20
7
10
18.9%
FY2021
72
$79.8 million
36
5
31
6.9%
FY2022
27
$12.5 million
8
5
14
too recent for a share
FY2023
17
$3.2 million
1
2
14
too recent for a share
FY2024
3
$605,000
1
1
1
too recent for a share
FY2025
1
$100,000
0
0
1
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2003 to 2021)
Charged off
Share
California
1,046
285
27.3%
New York
296
116
39.2%
Florida
118
49
41.5%
New Jersey
102
25
24.5%
Texas
78
14
17.9%
Illinois
52
31
59.6%
Georgia
39
14
35.9%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.