SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Wine and Distilled Alcoholic Beverage Merchant Wholesalers turned out?

Of 724 loans approved in fiscal 2003 to 2021 (at least five years old), 96 (13.3%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Wine and Distilled Alcoholic Beverage Merchant Wholesalers appears on 945 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $246.9 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Wine and Distilled Alcoholic Beverage Merchant WholesalersIndustry NAICS 424820 · 945 loans

13%of seasoned loans charged off

Wine and Distilled Alcoholic Beverage Merchant Wholesalers appears on 945 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $246.9 million in gross approvals.
Of 724 loans approved in fiscal 2003 to 2021 (at least five years old), 96 (13.3%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2003	16	$2.5 million	13	3	0	18.8%
FY2004	27	$2.0 million	25	1	1	3.7%
FY2005	26	$5.3 million	22	4	0	15.4%
FY2006	45	$3.2 million	30	15	0	33.3%
FY2007	60	$8.1 million	42	16	2	26.7%
FY2008	41	$6.7 million	25	16	0	39.0%
FY2009	28	$6.0 million	20	6	2	21.4%
FY2010	37	$5.4 million	31	6	0	16.2%
FY2011	44	$9.8 million	42	2	0	4.5%
FY2012	36	$4.7 million	29	7	0	19.4%
FY2013	30	$6.2 million	27	2	1	6.7%
FY2014	33	$6.0 million	31	1	1	3.0%
FY2015	55	$13.7 million	50	2	3	3.6%
FY2016	59	$22.2 million	53	4	2	6.8%
FY2017	46	$18.4 million	34	5	7	10.9%
FY2018	46	$10.9 million	35	3	8	6.5%
FY2019	40	$18.0 million	24	2	14	5.0%
FY2020	27	$6.6 million	17	0	10	0.0%
FY2021	28	$22.8 million	9	1	18	3.6%
FY2022	30	$12.8 million	4	1	25	too recent for a share
FY2023	58	$18.3 million	13	5	40	too recent for a share
FY2024	56	$9.7 million	6	1	49	too recent for a share
FY2025	47	$16.8 million	2	0	45	too recent for a share
FY2026	30	$11.0 million	0	0	30	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2003 to 2021)	Charged off	Share
California	108	14	13.0%
New York	80	9	11.3%
Florida	50	11	22.0%
Texas	50	10	20.0%
Washington	30	1	3.3%
Massachusetts	30	3	10.0%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.