SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Warehouse Clubs and Supercenters turned out?

Of 190 loans approved in fiscal 2001 to 2017 (at least five years old), 63 (33.2%) were charged off by the lender, against 17.4% across all 7(a) loans approved in those same years. Warehouse Clubs and Supercenters appears on 190 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2017, $28.2 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Warehouse Clubs and SupercentersIndustry NAICS 452910 · 190 loans
33%of seasoned loans charged off
  1. Warehouse Clubs and Supercenters appears on 190 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2017, $28.2 million in gross approvals.
  2. Of 190 loans approved in fiscal 2001 to 2017 (at least five years old), 63 (33.2%) were charged off by the lender, against 17.4% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%73%Fiscal 2001: 2 of 23 loans charged off (8.7%)Fiscal 2002: 8 of 32 loans charged off (25.0%)Fiscal 2003: 4 of 27 loans charged off (14.8%)Fiscal 2004: 6 of 18 loans charged off (33.3%)Fiscal 2005: 5 of 21 loans charged off (23.8%)Fiscal 2006: 2 of 10 loans charged off (20.0%)Fiscal 2007: 16 of 22 loans charged off (72.7%)Fiscal 2008: 11 of 16 loans charged off (68.8%)20012002200320042005200620072008
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200123$2.5 million21208.7%
FY200232$2.9 million248025.0%
FY200327$2.7 million234014.8%
FY200418$2.3 million126033.3%
FY200521$3.0 million165023.8%
FY200610$495,00082020.0%
FY200722$4.3 million616072.7%
FY200816$6.8 million511068.8%
FY20097$1.8 million430few loans
FY20107$165,000250few loans
FY20112$65,000200few loans
FY20122$45,000110few loans
FY20142$462,800200few loans
FY20171$570,000100few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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