How have SBA loans in Vending Machine Operators turned out?
Of 2,419 loans approved in fiscal 2000 to 2021 (at least five years old), 424 (17.5%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Vending Machine Operators appears on 2,463 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $458.0 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Vending Machine Operators appears on 2,463 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $458.0 million in gross approvals.
Of 2,419 loans approved in fiscal 2000 to 2021 (at least five years old), 424 (17.5%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
69
$11.2 million
56
12
1
17.4%
FY2001
93
$16.5 million
77
16
0
17.2%
FY2002
103
$17.6 million
87
16
0
15.5%
FY2003
139
$12.9 million
123
16
0
11.5%
FY2004
167
$12.5 million
127
40
0
24.0%
FY2005
193
$18.0 million
143
50
0
25.9%
FY2006
199
$19.4 million
119
80
0
40.2%
FY2007
236
$21.7 million
152
84
0
35.6%
FY2008
113
$16.0 million
81
32
0
28.3%
FY2009
100
$15.8 million
87
12
1
12.0%
FY2010
78
$10.8 million
71
7
0
9.0%
FY2011
111
$23.8 million
99
11
1
9.9%
FY2012
89
$27.1 million
86
2
1
2.2%
FY2013
69
$11.8 million
67
1
1
1.4%
FY2014
57
$16.8 million
49
8
0
14.0%
FY2015
61
$9.3 million
55
2
4
3.3%
FY2016
101
$23.6 million
94
4
3
4.0%
FY2017
70
$18.3 million
58
8
4
11.4%
FY2018
87
$17.3 million
59
14
14
16.1%
FY2019
75
$31.2 million
56
2
17
2.7%
FY2020
104
$48.0 million
79
4
21
3.8%
FY2021
105
$49.7 million
64
3
38
2.9%
FY2022
35
$6.4 million
10
2
23
too recent for a share
FY2023
4
$460,000
0
0
4
too recent for a share
FY2024
2
$21,000
0
0
2
too recent for a share
FY2025
1
$1.3 million
0
0
1
too recent for a share
FY2026
2
$620,000
0
0
2
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
Texas
295
62
21.0%
California
211
50
23.7%
Florida
134
37
27.6%
New York
106
19
17.9%
Ohio
104
16
15.4%
Michigan
87
10
11.5%
Pennsylvania
84
17
20.2%
Missouri
73
10
13.7%
Illinois
68
13
19.1%
North Carolina
64
8
12.5%
Utah
61
9
14.8%
Arizona
61
9
14.8%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.