How have SBA loans in Used Household and Office Goods Moving turned out?
Of 1,447 loans approved in fiscal 2001 to 2021 (at least five years old), 227 (15.7%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Used Household and Office Goods Moving appears on 1,819 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $505.6 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Used Household and Office Goods MovingIndustry NAICS 484210 · 1,819 loans
16%of seasoned loans charged off
Used Household and Office Goods Moving appears on 1,819 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $505.6 million in gross approvals.
Of 1,447 loans approved in fiscal 2001 to 2021 (at least five years old), 227 (15.7%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2001
44
$7.7 million
36
8
0
18.2%
FY2002
43
$7.1 million
37
6
0
14.0%
FY2003
86
$8.4 million
78
8
0
9.3%
FY2004
71
$10.8 million
56
15
0
21.1%
FY2005
99
$9.0 million
74
25
0
25.3%
FY2006
94
$8.0 million
65
29
0
30.9%
FY2007
108
$10.4 million
70
38
0
35.2%
FY2008
101
$15.0 million
85
16
0
15.8%
FY2009
51
$12.0 million
46
5
0
9.8%
FY2010
34
$6.6 million
32
0
2
0.0%
FY2011
43
$15.2 million
41
0
2
0.0%
FY2012
29
$14.6 million
28
1
0
3.4%
FY2013
46
$25.5 million
44
1
1
2.2%
FY2014
59
$15.0 million
52
6
1
10.2%
FY2015
89
$18.9 million
78
9
2
10.1%
FY2016
72
$26.9 million
57
8
7
11.1%
FY2017
96
$30.3 million
76
11
9
11.5%
FY2018
67
$16.1 million
40
17
10
25.4%
FY2019
77
$30.9 million
45
10
22
13.0%
FY2020
53
$20.9 million
26
8
19
15.1%
FY2021
85
$41.7 million
32
6
47
7.1%
FY2022
69
$34.4 million
17
5
47
too recent for a share
FY2023
79
$28.2 million
18
4
57
too recent for a share
FY2024
93
$38.5 million
7
4
82
too recent for a share
FY2025
81
$30.8 million
3
2
76
too recent for a share
FY2026
50
$22.8 million
1
0
49
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2001 to 2021)
Charged off
Share
California
255
26
10.2%
Texas
115
23
20.0%
Ohio
97
13
13.4%
Florida
95
27
28.4%
New York
79
12
15.2%
Massachusetts
74
11
14.9%
Michigan
52
13
25.0%
Pennsylvania
43
3
7.0%
Illinois
40
7
17.5%
New Jersey
39
9
23.1%
Georgia
36
7
19.4%
Minnesota
34
5
14.7%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.