SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Upholstered Household Furniture Manufacturing turned out?

Of 319 loans approved in fiscal 2000 to 2021 (at least five years old), 63 (19.8%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Upholstered Household Furniture Manufacturing appears on 380 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $138.0 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Upholstered Household Furniture ManufacturingIndustry NAICS 337121 · 380 loans
20%of seasoned loans charged off
  1. Upholstered Household Furniture Manufacturing appears on 380 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $138.0 million in gross approvals.
  2. Of 319 loans approved in fiscal 2000 to 2021 (at least five years old), 63 (19.8%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%47%Fiscal 2001: 3 of 29 loans charged off (10.3%)Fiscal 2002: 5 of 25 loans charged off (20.0%)Fiscal 2003: 6 of 25 loans charged off (24.0%)Fiscal 2004: 7 of 23 loans charged off (30.4%)Fiscal 2005: 4 of 24 loans charged off (16.7%)Fiscal 2006: 13 of 28 loans charged off (46.4%)Fiscal 2007: 8 of 27 loans charged off (29.6%)Fiscal 2008: 7 of 15 loans charged off (46.7%)Fiscal 2011: 1 of 10 loans charged off (10.0%)Fiscal 2015: 1 of 13 loans charged off (7.7%)Fiscal 2016: 2 of 14 loans charged off (14.3%)Fiscal 2017: 2 of 10 loans charged off (20.0%)Fiscal 2019: 0 of 10 loans charged off (0.0%)2001200320052007201120162019
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20007$2.4 million700few loans
FY200129$10.4 million263010.3%
FY200225$6.8 million205020.0%
FY200325$5.2 million196024.0%
FY200423$6.0 million167030.4%
FY200524$3.6 million204016.7%
FY200628$5.6 million1513046.4%
FY200727$4.8 million198029.6%
FY200815$1.6 million87046.7%
FY20095$720,000320few loans
FY20107$3.0 million700few loans
FY201110$6.3 million91010.0%
FY20127$1.8 million700few loans
FY20138$3.7 million710few loans
FY20149$3.3 million900few loans
FY201513$5.0 million11117.7%
FY201614$2.7 million122014.3%
FY201710$8.0 million62220.0%
FY20189$3.0 million711few loans
FY201910$3.9 million5050.0%
FY20205$1.7 million401few loans
FY20219$3.8 million405few loans
FY20229$5.8 million306too recent for a share
FY202311$9.6 million209too recent for a share
FY202412$4.5 million0012too recent for a share
FY202522$19.4 million2020too recent for a share
FY20267$5.3 million007too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California922325.0%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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