How have SBA loans in Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing turned out?
Of 430 loans approved in fiscal 2000 to 2021 (at least five years old), 49 (11.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing appears on 539 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $169.2 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and LeasingIndustry NAICS 532120 · 539 loans
11%of seasoned loans charged off
Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing appears on 539 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $169.2 million in gross approvals.
Of 430 loans approved in fiscal 2000 to 2021 (at least five years old), 49 (11.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
14
$6.9 million
11
3
0
21.4%
FY2001
10
$2.8 million
8
2
0
20.0%
FY2002
12
$3.6 million
11
1
0
8.3%
FY2003
18
$2.2 million
16
2
0
11.1%
FY2004
15
$3.2 million
10
5
0
33.3%
FY2005
30
$2.6 million
25
5
0
16.7%
FY2006
24
$4.0 million
19
5
0
20.8%
FY2007
32
$4.4 million
23
9
0
28.1%
FY2008
20
$3.5 million
14
6
0
30.0%
FY2009
11
$1.6 million
10
1
0
9.1%
FY2010
13
$5.2 million
12
1
0
7.7%
FY2011
13
$4.1 million
13
0
0
0.0%
FY2012
13
$5.1 million
11
1
1
7.7%
FY2013
11
$6.7 million
11
0
0
0.0%
FY2014
13
$3.7 million
11
1
1
7.7%
FY2015
27
$14.9 million
26
1
0
3.7%
FY2016
27
$6.8 million
25
0
2
0.0%
FY2017
30
$13.6 million
26
1
3
3.3%
FY2018
28
$17.3 million
23
0
5
0.0%
FY2019
19
$6.8 million
14
1
4
5.3%
FY2020
17
$4.0 million
12
2
3
11.8%
FY2021
33
$14.0 million
19
2
12
6.1%
FY2022
15
$7.2 million
3
0
12
too recent for a share
FY2023
27
$11.0 million
4
0
23
too recent for a share
FY2024
23
$2.5 million
1
0
22
too recent for a share
FY2025
29
$8.5 million
0
0
29
too recent for a share
FY2026
15
$2.8 million
0
0
15
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
68
14
20.6%
Utah
44
6
13.6%
Texas
31
6
19.4%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.