SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Toy and Hobby Goods and Supplies Merchant Wholesalers turned out?

Of 663 loans approved in fiscal 2003 to 2021 (at least five years old), 116 (17.5%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Toy and Hobby Goods and Supplies Merchant Wholesalers appears on 878 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $345.7 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Toy and Hobby Goods and Supplies Merchant WholesalersIndustry NAICS 423920 · 878 loans

18%of seasoned loans charged off

Toy and Hobby Goods and Supplies Merchant Wholesalers appears on 878 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $345.7 million in gross approvals.
Of 663 loans approved in fiscal 2003 to 2021 (at least five years old), 116 (17.5%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2003	25	$4.8 million	22	3	0	12.0%
FY2004	39	$3.8 million	32	7	0	17.9%
FY2005	56	$7.8 million	36	20	0	35.7%
FY2006	57	$7.5 million	31	26	0	45.6%
FY2007	54	$8.8 million	35	19	0	35.2%
FY2008	31	$4.4 million	23	8	0	25.8%
FY2009	23	$4.3 million	17	6	0	26.1%
FY2010	30	$8.8 million	27	3	0	10.0%
FY2011	28	$14.1 million	24	2	2	7.1%
FY2012	28	$20.0 million	27	1	0	3.6%
FY2013	32	$21.2 million	30	2	0	6.3%
FY2014	37	$22.5 million	34	2	1	5.4%
FY2015	39	$27.4 million	35	3	1	7.7%
FY2016	46	$29.0 million	39	5	2	10.9%
FY2017	26	$13.1 million	19	3	4	11.5%
FY2018	37	$9.2 million	31	0	6	0.0%
FY2019	23	$11.6 million	16	3	4	13.0%
FY2020	19	$5.6 million	12	1	6	5.3%
FY2021	33	$27.6 million	19	2	12	6.1%
FY2022	43	$17.7 million	15	2	26	too recent for a share
FY2023	47	$17.4 million	10	0	37	too recent for a share
FY2024	47	$14.6 million	7	1	39	too recent for a share
FY2025	57	$32.4 million	4	0	53	too recent for a share
FY2026	21	$11.9 million	0	0	21	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2003 to 2021)	Charged off	Share
California	159	27	17.0%
New York	66	13	19.7%
Florida	44	10	22.7%
Illinois	37	14	37.8%
Texas	32	8	25.0%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.