SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Tire Retreading turned out?

Of 80 loans approved in fiscal 2001 to 2021 (at least five years old), 22 (27.5%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Tire Retreading appears on 82 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2024, $20.1 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Tire RetreadingIndustry NAICS 326212 · 82 loans
28%of seasoned loans charged off
  1. Tire Retreading appears on 82 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2024, $20.1 million in gross approvals.
  2. Of 80 loans approved in fiscal 2001 to 2021 (at least five years old), 22 (27.5%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%60%Fiscal 2005: 0 of 12 loans charged off (0.0%)Fiscal 2006: 3 of 11 loans charged off (27.3%)Fiscal 2007: 6 of 10 loans charged off (60.0%)200520062007
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20014$918,000310few loans
FY20024$560,000310few loans
FY20035$590,000410few loans
FY20049$2.1 million450few loans
FY200512$5.5 million12000.0%
FY200611$2.0 million83027.3%
FY200710$1.4 million46060.0%
FY20086$215,000420few loans
FY20093$518,100210few loans
FY20102$1.3 million110few loans
FY20112$375,000200few loans
FY20122$3.0 million200few loans
FY20152$400,000110few loans
FY20163$115,000300few loans
FY20171$10,000100few loans
FY20203$259,000201few loans
FY20211$25,000100few loans
FY20221$850,000100too recent for a share
FY20241$34,000001too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

☆ Save