Of 1,567 loans approved in fiscal 2001 to 2021 (at least five years old), 225 (14.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Tire Dealers appears on 1,595 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2024, $578.4 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Tire DealersIndustry NAICS 441320 · 1,595 loans
14%of seasoned loans charged off
Tire Dealers appears on 1,595 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2024, $578.4 million in gross approvals.
Of 1,567 loans approved in fiscal 2001 to 2021 (at least five years old), 225 (14.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2001
67
$17.3 million
62
5
0
7.5%
FY2002
77
$23.1 million
60
17
0
22.1%
FY2003
108
$32.7 million
90
17
1
15.7%
FY2004
114
$25.5 million
95
18
1
15.8%
FY2005
129
$27.9 million
87
40
2
31.0%
FY2006
109
$24.6 million
76
31
2
28.4%
FY2007
88
$24.6 million
61
24
3
27.3%
FY2008
76
$24.8 million
54
21
1
27.6%
FY2009
35
$4.9 million
26
9
0
25.7%
FY2010
42
$10.7 million
39
2
1
4.8%
FY2011
73
$24.9 million
63
7
3
9.6%
FY2012
58
$15.9 million
52
3
3
5.2%
FY2013
63
$21.1 million
56
3
4
4.8%
FY2014
48
$17.4 million
40
4
4
8.3%
FY2015
61
$25.7 million
53
2
6
3.3%
FY2016
76
$26.3 million
58
8
10
10.5%
FY2017
60
$22.3 million
45
4
11
6.7%
FY2018
74
$39.9 million
43
4
27
5.4%
FY2019
72
$33.4 million
48
5
19
6.9%
FY2020
49
$43.7 million
26
0
23
0.0%
FY2021
88
$76.5 million
38
1
49
1.1%
FY2022
24
$14.6 million
9
0
15
too recent for a share
FY2023
3
$412,000
1
0
2
too recent for a share
FY2024
1
$148,000
0
0
1
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2001 to 2021)
Charged off
Share
California
278
37
13.3%
Texas
141
20
14.2%
Florida
83
18
21.7%
Utah
65
6
9.2%
Arizona
60
9
15.0%
Puerto Rico
59
6
10.2%
Colorado
52
7
13.5%
Ohio
48
10
20.8%
Missouri
43
3
7.0%
Georgia
39
3
7.7%
Michigan
37
5
13.5%
Arkansas
36
8
22.2%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.