How have SBA loans in Temporary Help Services turned out?
Of 1,555 loans approved in fiscal 2000 to 2021 (at least five years old), 244 (15.7%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Temporary Help Services appears on 1,734 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $431.7 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Temporary Help ServicesIndustry NAICS 561320 · 1,734 loans
16%of seasoned loans charged off
Temporary Help Services appears on 1,734 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $431.7 million in gross approvals.
Of 1,555 loans approved in fiscal 2000 to 2021 (at least five years old), 244 (15.7%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
14
$3.9 million
11
3
0
21.4%
FY2001
38
$5.8 million
35
3
0
7.9%
FY2002
84
$15.0 million
75
9
0
10.7%
FY2003
109
$9.0 million
96
13
0
11.9%
FY2004
128
$12.1 million
109
19
0
14.8%
FY2005
145
$16.4 million
109
36
0
24.8%
FY2006
107
$8.7 million
79
28
0
26.2%
FY2007
112
$13.6 million
76
36
0
32.1%
FY2008
94
$17.6 million
54
40
0
42.6%
FY2009
57
$12.4 million
43
14
0
24.6%
FY2010
70
$14.4 million
67
3
0
4.3%
FY2011
69
$23.7 million
65
2
2
2.9%
FY2012
49
$19.7 million
46
3
0
6.1%
FY2013
43
$16.2 million
42
1
0
2.3%
FY2014
53
$11.2 million
48
4
1
7.5%
FY2015
79
$25.4 million
71
7
1
8.9%
FY2016
66
$27.8 million
57
6
3
9.1%
FY2017
52
$12.6 million
42
2
8
3.8%
FY2018
77
$23.2 million
57
6
14
7.8%
FY2019
49
$19.3 million
35
6
8
12.2%
FY2020
36
$13.8 million
21
1
14
2.8%
FY2021
24
$15.0 million
13
2
9
8.3%
FY2022
28
$14.1 million
10
0
18
too recent for a share
FY2023
31
$10.6 million
6
2
23
too recent for a share
FY2024
42
$25.7 million
7
0
35
too recent for a share
FY2025
53
$23.5 million
3
0
50
too recent for a share
FY2026
25
$21.0 million
0
0
25
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
203
43
21.2%
Texas
124
15
12.1%
New York
88
9
10.2%
Ohio
80
8
10.0%
Pennsylvania
80
11
13.8%
Massachusetts
79
6
7.6%
Florida
75
21
28.0%
Michigan
61
14
22.9%
Georgia
60
19
31.7%
New Jersey
55
4
7.3%
Maryland
49
7
14.3%
Illinois
46
8
17.4%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.