SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Supercuts franchisees turned out?

Of 87 loans approved in fiscal 2018 to 2021 (at least five years old), 2 (2.3%) were charged off by the lender, against 5.9% across all 7(a) loans approved in those same years. Supercuts appears on 99 SBA-guaranteed 7(a) loans approved from fiscal 2018 to 2026, $51.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
SupercutsFranchise brand · 99 loans
2%of seasoned loans charged off
  1. Supercuts appears on 99 SBA-guaranteed 7(a) loans approved from fiscal 2018 to 2026, $51.3 million in gross approvals.
  2. Of 87 loans approved in fiscal 2018 to 2021 (at least five years old), 2 (2.3%) were charged off by the lender, against 5.9% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY201820$4.2 million16135.0%
FY201954$36.8 million391141.9%
FY20209$3.4 million603few loans
FY20214$1.4 million103few loans
FY20222$1.1 million200too recent for a share
FY20231$1.2 million001too recent for a share
FY20241$150,000100too recent for a share
FY20254$1.3 million004too recent for a share
FY20264$1.8 million004too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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