SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Supercuts franchisees turned out?

Of 137 loans approved in fiscal 2013 to 2018 (at least five years old), 7 (5.1%) were charged off by the lender, against 7.2% across all 7(a) loans approved in those same years. Supercuts appears on 137 SBA-guaranteed 7(a) loans approved from fiscal 2013 to 2018, $19.0 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
SupercutsFranchise brand · 137 loans
5%of seasoned loans charged off
  1. Supercuts appears on 137 SBA-guaranteed 7(a) loans approved from fiscal 2013 to 2018, $19.0 million in gross approvals.
  2. Of 137 loans approved in fiscal 2013 to 2018 (at least five years old), 7 (5.1%) were charged off by the lender, against 7.2% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%15%Fiscal 2014: 0 of 19 loans charged off (0.0%)Fiscal 2015: 3 of 38 loans charged off (7.9%)Fiscal 2016: 3 of 40 loans charged off (7.5%)Fiscal 2017: 1 of 34 loans charged off (2.9%)2014201520162017
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20132$275,100200few loans
FY201419$2.5 million19000.0%
FY201538$4.5 million35307.9%
FY201640$6.0 million36317.5%
FY201734$5.3 million31122.9%
FY20184$388,500400few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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