SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Structural Steel and Precast Concrete Contractors turned out?

Of 618 loans approved in fiscal 2003 to 2021 (at least five years old), 85 (13.8%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Structural Steel and Precast Concrete Contractors appears on 767 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $249.6 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Structural Steel and Precast Concrete ContractorsIndustry NAICS 238120 · 767 loans

14%of seasoned loans charged off

Structural Steel and Precast Concrete Contractors appears on 767 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $249.6 million in gross approvals.
Of 618 loans approved in fiscal 2003 to 2021 (at least five years old), 85 (13.8%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2003	13	$4.3 million	12	1	0	7.7%
FY2004	18	$3.5 million	16	2	0	11.1%
FY2005	45	$5.5 million	37	7	1	15.6%
FY2006	50	$11.4 million	40	10	0	20.0%
FY2007	63	$15.0 million	37	24	2	38.1%
FY2008	43	$7.4 million	26	17	0	39.5%
FY2009	23	$3.8 million	17	6	0	26.1%
FY2010	30	$7.9 million	27	3	0	10.0%
FY2011	39	$15.2 million	35	4	0	10.3%
FY2012	14	$5.6 million	12	2	0	14.3%
FY2013	39	$12.5 million	38	0	1	0.0%
FY2014	21	$6.9 million	20	1	0	4.8%
FY2015	38	$17.0 million	32	4	2	10.5%
FY2016	31	$15.0 million	26	1	4	3.2%
FY2017	45	$16.5 million	37	2	6	4.4%
FY2018	43	$12.6 million	37	0	6	0.0%
FY2019	23	$7.3 million	17	0	6	0.0%
FY2020	24	$2.6 million	13	1	10	4.2%
FY2021	16	$9.3 million	10	0	6	0.0%
FY2022	16	$10.3 million	5	0	11	too recent for a share
FY2023	35	$19.2 million	9	1	25	too recent for a share
FY2024	44	$18.5 million	6	1	37	too recent for a share
FY2025	38	$10.9 million	2	0	36	too recent for a share
FY2026	16	$11.3 million	0	0	16	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2003 to 2021)	Charged off	Share
California	69	12	17.4%
Texas	49	2	4.1%
New York	43	5	11.6%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.