SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Sporting Goods Stores turned out?

Of 6,331 loans approved in fiscal 2000 to 2021 (at least five years old), 1,187 (18.8%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Sporting Goods Stores appears on 6,454 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2024, $1.2 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Sporting Goods StoresIndustry NAICS 451110 · 6,454 loans
19%of seasoned loans charged off
  1. Sporting Goods Stores appears on 6,454 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2024, $1.2 billion in gross approvals.
  2. Of 6,331 loans approved in fiscal 2000 to 2021 (at least five years old), 1,187 (18.8%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%36%Fiscal 2000: 41 of 223 loans charged off (18.4%)Fiscal 2001: 57 of 253 loans charged off (22.5%)Fiscal 2002: 58 of 296 loans charged off (19.6%)Fiscal 2003: 56 of 378 loans charged off (14.8%)Fiscal 2004: 118 of 472 loans charged off (25.0%)Fiscal 2005: 149 of 474 loans charged off (31.4%)Fiscal 2006: 157 of 444 loans charged off (35.4%)Fiscal 2007: 167 of 470 loans charged off (35.5%)Fiscal 2008: 93 of 289 loans charged off (32.2%)Fiscal 2009: 33 of 214 loans charged off (15.4%)Fiscal 2010: 35 of 246 loans charged off (14.2%)Fiscal 2011: 38 of 301 loans charged off (12.6%)Fiscal 2012: 24 of 238 loans charged off (10.1%)Fiscal 2013: 28 of 231 loans charged off (12.1%)Fiscal 2014: 23 of 278 loans charged off (8.3%)Fiscal 2015: 25 of 289 loans charged off (8.7%)Fiscal 2016: 28 of 289 loans charged off (9.7%)Fiscal 2017: 20 of 230 loans charged off (8.7%)Fiscal 2018: 18 of 214 loans charged off (8.4%)Fiscal 2019: 9 of 176 loans charged off (5.1%)Fiscal 2020: 3 of 134 loans charged off (2.2%)Fiscal 2021: 7 of 192 loans charged off (3.6%)20002002200420062008201020122014201620182020
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2000223$35.8 million18141118.4%
FY2001253$35.6 million19557122.5%
FY2002296$43.2 million23858019.6%
FY2003378$46.7 million32256014.8%
FY2004472$48.5 million353118125.0%
FY2005474$52.1 million325149031.4%
FY2006444$45.5 million287157035.4%
FY2007470$52.9 million303167035.5%
FY2008289$39.3 million19493232.2%
FY2009214$31.5 million18033115.4%
FY2010246$44.8 million20635514.2%
FY2011301$58.3 million25738612.6%
FY2012238$56.2 million20724710.1%
FY2013231$54.8 million191281212.1%
FY2014278$79.1 million24523108.3%
FY2015289$71.0 million25325118.7%
FY2016289$50.8 million24128209.7%
FY2017230$63.2 million17720338.7%
FY2018214$67.1 million15518418.4%
FY2019176$52.1 million1139545.1%
FY2020134$48.4 million843472.2%
FY2021192$113.3 million877983.6%
FY2022102$31.7 million25770too recent for a share
FY202314$4.9 million1112too recent for a share
FY20247$3.4 million106too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California61714623.7%
Texas36810328.0%
New York3226319.6%
Ohio3005418.0%
Pennsylvania2793813.6%
Florida2485923.8%
Minnesota2473514.2%
Colorado2103416.2%
Utah2103818.1%
Michigan2043517.2%
Massachusetts1882513.3%
Wisconsin1842513.6%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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