SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Soap and Other Detergent Manufacturing turned out?

Of 214 loans approved in fiscal 2000 to 2021 (at least five years old), 38 (17.8%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Soap and Other Detergent Manufacturing appears on 275 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $104.8 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Soap and Other Detergent ManufacturingIndustry NAICS 325611 · 275 loans
18%of seasoned loans charged off
  1. Soap and Other Detergent Manufacturing appears on 275 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $104.8 million in gross approvals.
  2. Of 214 loans approved in fiscal 2000 to 2021 (at least five years old), 38 (17.8%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%45%Fiscal 2001: 5 of 14 loans charged off (35.7%)Fiscal 2002: 1 of 10 loans charged off (10.0%)Fiscal 2003: 3 of 15 loans charged off (20.0%)Fiscal 2004: 2 of 10 loans charged off (20.0%)Fiscal 2005: 2 of 16 loans charged off (12.5%)Fiscal 2007: 2 of 13 loans charged off (15.4%)Fiscal 2014: 2 of 11 loans charged off (18.2%)Fiscal 2015: 0 of 14 loans charged off (0.0%)Fiscal 2016: 1 of 11 loans charged off (9.1%)Fiscal 2017: 5 of 11 loans charged off (45.5%)Fiscal 2021: 2 of 16 loans charged off (12.5%)20012002200320042005200720142015201620172021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20006$1.8 million510few loans
FY200114$2.4 million95035.7%
FY200210$2.7 million91010.0%
FY200315$3.0 million123020.0%
FY200410$1.5 million82020.0%
FY200516$2.2 million142012.5%
FY20066$589,000510few loans
FY200713$961,000112015.4%
FY20085$432,000500few loans
FY20098$2.8 million530few loans
FY20104$633,000220few loans
FY20117$1.3 million520few loans
FY20129$7.2 million900few loans
FY20138$3.3 million710few loans
FY201411$6.6 million82118.2%
FY201514$2.9 million13010.0%
FY201611$511,70010109.1%
FY201711$6.6 million55145.5%
FY20184$2.4 million103few loans
FY20197$2.3 million232few loans
FY20209$8.4 million702few loans
FY202116$7.4 million52912.5%
FY202213$8.3 million3010too recent for a share
FY202314$8.4 million2111too recent for a share
FY202419$9.2 million4015too recent for a share
FY202512$8.0 million0012too recent for a share
FY20263$3.1 million003too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California351131.4%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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