SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Snack and Nonalcoholic Beverage Bars turned out?

Of 4,160 loans approved in fiscal 2003 to 2021 (at least five years old), 332 (8.0%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Snack and Nonalcoholic Beverage Bars appears on 7,965 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $2.6 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Snack and Nonalcoholic Beverage BarsIndustry NAICS 722515 · 7,965 loans
8%of seasoned loans charged off
  1. Snack and Nonalcoholic Beverage Bars appears on 7,965 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $2.6 billion in gross approvals.
  2. Of 4,160 loans approved in fiscal 2003 to 2021 (at least five years old), 332 (8.0%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%33%Fiscal 2012: 7 of 21 loans charged off (33.3%)Fiscal 2013: 30 of 219 loans charged off (13.7%)Fiscal 2014: 24 of 342 loans charged off (7.0%)Fiscal 2015: 40 of 410 loans charged off (9.8%)Fiscal 2016: 49 of 483 loans charged off (10.1%)Fiscal 2017: 39 of 569 loans charged off (6.9%)Fiscal 2018: 50 of 618 loans charged off (8.1%)Fiscal 2019: 46 of 556 loans charged off (8.3%)Fiscal 2020: 25 of 448 loans charged off (5.6%)Fiscal 2021: 14 of 477 loans charged off (2.9%)2012201320142015201620172018201920202021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20032$500,000020few loans
FY20051$475,000010few loans
FY20063$407,100210few loans
FY20085$824,000221few loans
FY20102$169,000020few loans
FY20114$2.2 million301few loans
FY201221$5.8 million147033.3%
FY2013219$43.9 million18730213.7%
FY2014342$73.6 million3122467.0%
FY2015410$88.9 million35640149.8%
FY2016483$103.2 million413492110.1%
FY2017569$115.2 million46139696.9%
FY2018618$126.3 million452501168.1%
FY2019556$132.4 million349461618.3%
FY2020448$114.3 million259251645.6%
FY2021477$174.8 million220142432.9%
FY2022613$240.5 million17814421too recent for a share
FY2023786$309.9 million13322631too recent for a share
FY2024820$322.2 million839728too recent for a share
FY2025992$440.0 million391952too recent for a share
FY2026594$255.9 million30591too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2003 to 2021)Charged offShare
California624538.5%
Texas4466113.7%
Ohio192136.8%
New York182147.7%
Michigan18284.4%
Florida173148.1%
Washington143107.0%
Pennsylvania13386.0%
New Jersey11965.0%
Illinois10365.8%
Massachusetts10254.9%
Utah9966.1%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

☆ Save