SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Snack and Nonalcoholic Beverage Bars turned out?

Of 5,341 loans approved in fiscal 2001 to 2020 (at least five years old), 1,509 (28.2%) were charged off by the lender, against 16.1% across all 7(a) loans approved in those same years. Snack and Nonalcoholic Beverage Bars appears on 5,365 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2025, $773.1 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Snack and Nonalcoholic Beverage BarsIndustry NAICS 722213 · 5,365 loans
28%of seasoned loans charged off
  1. Snack and Nonalcoholic Beverage Bars appears on 5,365 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2025, $773.1 million in gross approvals.
  2. Of 5,341 loans approved in fiscal 2001 to 2020 (at least five years old), 1,509 (28.2%) were charged off by the lender, against 16.1% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%45%Fiscal 2001: 35 of 200 loans charged off (17.5%)Fiscal 2002: 48 of 265 loans charged off (18.1%)Fiscal 2003: 81 of 373 loans charged off (21.7%)Fiscal 2004: 121 of 587 loans charged off (20.6%)Fiscal 2005: 204 of 706 loans charged off (28.9%)Fiscal 2006: 339 of 751 loans charged off (45.1%)Fiscal 2007: 322 of 728 loans charged off (44.2%)Fiscal 2008: 227 of 575 loans charged off (39.5%)Fiscal 2009: 42 of 237 loans charged off (17.7%)Fiscal 2010: 33 of 222 loans charged off (14.9%)Fiscal 2011: 23 of 289 loans charged off (8.0%)Fiscal 2012: 27 of 304 loans charged off (8.9%)Fiscal 2013: 6 of 92 loans charged off (6.5%)2001200320052007200920112013
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2001200$27.7 million16535017.5%
FY2002265$38.3 million21748018.1%
FY2003373$44.3 million29281021.7%
FY2004587$66.0 million466121020.6%
FY2005706$86.0 million499204328.9%
FY2006751$117.0 million410339245.1%
FY2007728$109.3 million401322544.2%
FY2008575$92.2 million344227439.5%
FY2009237$34.5 million19242317.7%
FY2010222$33.4 million18833114.9%
FY2011289$50.4 million2652318.0%
FY2012304$49.7 million2732748.9%
FY201392$20.0 million84626.5%
FY20149$1.7 million810few loans
FY20181$648,000001few loans
FY20191$10,000100few loans
FY20201$512,300001few loans
FY20228$341,700017too recent for a share
FY20236$264,000105too recent for a share
FY20248$466,000008too recent for a share
FY20252$400,000101too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2001 to 2021)Charged offShare
California68720329.5%
Texas38911629.8%
New York2927927.1%
Pennsylvania2836322.3%
Washington2533815.0%
Michigan2227835.1%
Ohio2165625.9%
Florida2109444.8%
Minnesota1513623.8%
New Jersey1414934.8%
Illinois1334433.1%
Massachusetts1212117.4%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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