SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Sign-A-Rama franchisees turned out?

Of 92 loans approved in fiscal 2000 to 2013 (at least five years old), 24 (26.1%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years. Sign-A-Rama appears on 92 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $9.9 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Sign-A-RamaFranchise brand · 92 loans

26%of seasoned loans charged off

Sign-A-Rama appears on 92 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $9.9 million in gross approvals.
Of 92 loans approved in fiscal 2000 to 2013 (at least five years old), 24 (26.1%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Charged-off share
FY2000	5	$613,300	2	3	few loans
FY2001	6	$743,700	4	2	few loans
FY2002	6	$449,900	5	1	few loans
FY2003	12	$1.4 million	12	0	0.0%
FY2004	12	$1.2 million	7	5	41.7%
FY2005	12	$936,500	10	2	16.7%
FY2006	4	$415,000	2	2	few loans
FY2007	5	$287,500	1	4	few loans
FY2008	8	$1.0 million	6	2	few loans
FY2009	6	$577,000	4	2	few loans
FY2010	7	$370,000	7	0	few loans
FY2011	5	$672,400	5	0	few loans
FY2012	2	$610,600	2	0	few loans
FY2013	2	$660,100	1	1	few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.