SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Servpro franchisees turned out?

Of 134 loans approved in fiscal 2011 to 2021 (at least five years old), 6 (4.5%) were charged off by the lender, against 6.5% across all 7(a) loans approved in those same years. Servpro appears on 244 SBA-guaranteed 7(a) loans approved from fiscal 2011 to 2026, $197.2 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
ServproFranchise brand · 244 loans
4%of seasoned loans charged off
  1. Servpro appears on 244 SBA-guaranteed 7(a) loans approved from fiscal 2011 to 2026, $197.2 million in gross approvals.
  2. Of 134 loans approved in fiscal 2011 to 2021 (at least five years old), 6 (4.5%) were charged off by the lender, against 6.5% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%15%Fiscal 2018: 0 of 21 loans charged off (0.0%)Fiscal 2019: 1 of 25 loans charged off (4.0%)Fiscal 2020: 3 of 41 loans charged off (7.3%)Fiscal 2021: 0 of 43 loans charged off (0.0%)2018201920202021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20111$225,000010few loans
FY20142$408,600200few loans
FY20151$897,000010few loans
FY201821$4.6 million20010.0%
FY201925$6.0 million22124.0%
FY202041$29.8 million263127.3%
FY202143$43.0 million210220.0%
FY202226$25.0 million10016too recent for a share
FY202333$36.9 million9024too recent for a share
FY202420$19.1 million3017too recent for a share
FY202518$17.0 million2016too recent for a share
FY202613$14.2 million0013too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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