SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Service Establishment Equipment and Supplies Merchant Wholesalers turned out?

Of 686 loans approved in fiscal 2003 to 2021 (at least five years old), 106 (15.4%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Service Establishment Equipment and Supplies Merchant Wholesalers appears on 807 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $239.4 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Service Establishment Equipment and Supplies Merchant WholesalersIndustry NAICS 423850 · 807 loans

15%of seasoned loans charged off

Service Establishment Equipment and Supplies Merchant Wholesalers appears on 807 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $239.4 million in gross approvals.
Of 686 loans approved in fiscal 2003 to 2021 (at least five years old), 106 (15.4%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2003	32	$3.4 million	22	10	0	31.3%
FY2004	46	$5.5 million	37	9	0	19.6%
FY2005	49	$5.9 million	37	11	1	22.4%
FY2006	52	$8.7 million	37	15	0	28.8%
FY2007	57	$8.6 million	34	23	0	40.4%
FY2008	56	$16.0 million	39	17	0	30.4%
FY2009	33	$6.2 million	31	2	0	6.1%
FY2010	38	$9.6 million	36	2	0	5.3%
FY2011	28	$13.3 million	25	1	2	3.6%
FY2012	25	$7.0 million	23	1	1	4.0%
FY2013	22	$6.1 million	21	0	1	0.0%
FY2014	34	$12.3 million	30	3	1	8.8%
FY2015	32	$8.3 million	26	3	3	9.4%
FY2016	44	$17.7 million	38	1	5	2.3%
FY2017	25	$8.7 million	20	2	3	8.0%
FY2018	45	$8.6 million	33	4	8	8.9%
FY2019	18	$5.9 million	13	1	4	5.6%
FY2020	18	$11.2 million	13	0	5	0.0%
FY2021	32	$17.1 million	15	1	16	3.1%
FY2022	10	$4.6 million	4	0	6	too recent for a share
FY2023	23	$8.7 million	3	0	20	too recent for a share
FY2024	40	$16.5 million	4	1	35	too recent for a share
FY2025	28	$19.3 million	1	0	27	too recent for a share
FY2026	20	$10.0 million	1	0	19	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2003 to 2021)	Charged off	Share
California	82	18	21.9%
New York	71	15	21.1%
Florida	50	10	20.0%
Texas	44	9	20.4%
New Jersey	39	6	15.4%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.