SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Septic Tank and Related Services turned out?

Of 714 loans approved in fiscal 2001 to 2021 (at least five years old), 37 (5.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Septic Tank and Related Services appears on 961 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $273.4 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Septic Tank and Related ServicesIndustry NAICS 562991 · 961 loans

5%of seasoned loans charged off

Septic Tank and Related Services appears on 961 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $273.4 million in gross approvals.
Of 714 loans approved in fiscal 2001 to 2021 (at least five years old), 37 (5.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2001	18	$3.6 million	16	2	0	11.1%
FY2002	37	$5.0 million	33	4	0	10.8%
FY2003	45	$4.5 million	41	4	0	8.9%
FY2004	45	$6.3 million	37	8	0	17.8%
FY2005	41	$3.6 million	36	4	1	9.8%
FY2006	31	$2.4 million	31	0	0	0.0%
FY2007	35	$4.8 million	28	4	3	11.4%
FY2008	18	$1.9 million	17	1	0	5.6%
FY2009	17	$3.0 million	16	1	0	5.9%
FY2010	22	$1.9 million	22	0	0	0.0%
FY2011	35	$6.2 million	32	3	0	8.6%
FY2012	25	$3.0 million	25	0	0	0.0%
FY2013	27	$4.7 million	27	0	0	0.0%
FY2014	38	$5.7 million	35	2	1	5.3%
FY2015	24	$3.7 million	24	0	0	0.0%
FY2016	42	$8.5 million	41	0	1	0.0%
FY2017	64	$17.7 million	59	2	3	3.1%
FY2018	32	$12.8 million	28	0	4	0.0%
FY2019	36	$13.1 million	29	1	6	2.8%
FY2020	27	$13.9 million	17	1	9	3.7%
FY2021	55	$27.5 million	28	0	27	0.0%
FY2022	49	$19.5 million	19	0	30	too recent for a share
FY2023	57	$34.8 million	14	0	43	too recent for a share
FY2024	50	$21.6 million	8	1	41	too recent for a share
FY2025	45	$18.7 million	6	0	39	too recent for a share
FY2026	46	$25.3 million	0	0	46	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2001 to 2021)	Charged off	Share
Wisconsin	58	3	5.2%
California	43	2	4.7%
Minnesota	41	3	7.3%
Texas	38	4	10.5%
New Hampshire	30	0	0.0%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.