SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Secondary Smelting, Refining, and Alloying of Nonferrous Metal (except Copper and Aluminum) turned out?

Of 46 loans approved in fiscal 2001 to 2020 (at least five years old), 6 (13.0%) were charged off by the lender, against 16.1% across all 7(a) loans approved in those same years. Secondary Smelting, Refining, and Alloying of Nonferrous Metal (except Copper and Aluminum) appears on 48 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2024, $18.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Secondary Smelting, Refining, and Alloying of Nonferrous Metal (except Copper and Aluminum)Industry NAICS 331492 · 48 loans
13%of seasoned loans charged off
  1. Secondary Smelting, Refining, and Alloying of Nonferrous Metal (except Copper and Aluminum) appears on 48 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2024, $18.3 million in gross approvals.
  2. Of 46 loans approved in fiscal 2001 to 2020 (at least five years old), 6 (13.0%) were charged off by the lender, against 16.1% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20012$447,000110few loans
FY20023$647,500300few loans
FY20031$20,000100few loans
FY20044$400,000400few loans
FY20053$515,000210few loans
FY20062$110,000200few loans
FY20074$197,000220few loans
FY20082$125,000200few loans
FY20113$5.1 million210few loans
FY20127$3.4 million610few loans
FY20132$360,000200few loans
FY20144$4.9 million400few loans
FY20153$510,000201few loans
FY20162$200,000200few loans
FY20171$100,000100few loans
FY20181$60,000100few loans
FY20191$200,000001few loans
FY20201$950,000100few loans
FY20231$15,200001too recent for a share
FY20241$90,000001too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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