SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Reupholstery and Furniture Repair turned out?

Of 560 loans approved in fiscal 2000 to 2021 (at least five years old), 102 (18.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Reupholstery and Furniture Repair appears on 670 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $105.6 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Reupholstery and Furniture RepairIndustry NAICS 811420 · 670 loans

18%of seasoned loans charged off

Reupholstery and Furniture Repair appears on 670 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $105.6 million in gross approvals.
Of 560 loans approved in fiscal 2000 to 2021 (at least five years old), 102 (18.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2000	8	$869,700	8	0	0	few loans
FY2001	19	$3.8 million	13	6	0	31.6%
FY2002	26	$2.6 million	23	3	0	11.5%
FY2003	50	$3.5 million	38	12	0	24.0%
FY2004	56	$5.2 million	45	11	0	19.6%
FY2005	68	$2.9 million	54	14	0	20.6%
FY2006	45	$2.1 million	31	14	0	31.1%
FY2007	43	$3.6 million	25	18	0	41.9%
FY2008	29	$1.9 million	26	3	0	10.3%
FY2009	21	$3.1 million	18	3	0	14.3%
FY2010	11	$376,500	9	1	1	9.1%
FY2011	13	$5.4 million	9	4	0	30.8%
FY2012	11	$884,300	10	1	0	9.1%
FY2013	10	$495,700	10	0	0	0.0%
FY2014	16	$4.7 million	15	0	1	0.0%
FY2015	23	$2.9 million	18	5	0	21.7%
FY2016	33	$6.8 million	30	0	3	0.0%
FY2017	29	$8.6 million	24	0	5	0.0%
FY2018	21	$3.6 million	13	3	5	14.3%
FY2019	14	$4.0 million	8	2	4	14.3%
FY2020	8	$1.2 million	3	1	4	few loans
FY2021	6	$3.0 million	3	1	2	few loans
FY2022	13	$6.9 million	3	0	10	too recent for a share
FY2023	26	$6.4 million	3	0	23	too recent for a share
FY2024	29	$5.0 million	2	1	26	too recent for a share
FY2025	21	$4.4 million	0	0	21	too recent for a share
FY2026	21	$11.2 million	0	0	21	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2000 to 2021)	Charged off	Share
California	65	15	23.1%
Florida	50	14	28.0%
New York	44	9	20.4%
Texas	33	7	21.2%
Pennsylvania	32	9	28.1%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.