SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Restore Hyper Wellness franchisees turned out?

Of 53 loans approved in fiscal 2018 to 2021 (at least five years old), 1 (1.9%) were charged off by the lender, against 5.9% across all 7(a) loans approved in those same years. Restore Hyper Wellness appears on 89 SBA-guaranteed 7(a) loans approved from fiscal 2018 to 2026, $53.4 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Restore Hyper WellnessFranchise brand · 89 loans
2%of seasoned loans charged off
  1. Restore Hyper Wellness appears on 89 SBA-guaranteed 7(a) loans approved from fiscal 2018 to 2026, $53.4 million in gross approvals.
  2. Of 53 loans approved in fiscal 2018 to 2021 (at least five years old), 1 (1.9%) were charged off by the lender, against 5.9% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%15%Fiscal 2019: 0 of 11 loans charged off (0.0%)Fiscal 2020: 0 of 13 loans charged off (0.0%)Fiscal 2021: 1 of 26 loans charged off (3.8%)201920202021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20183$985,100201few loans
FY201911$3.2 million10010.0%
FY202013$5.3 million11020.0%
FY202126$17.9 million91163.8%
FY202219$13.0 million2116too recent for a share
FY202310$8.2 million0010too recent for a share
FY20241$1.2 million001too recent for a share
FY20253$950,000003too recent for a share
FY20263$2.7 million003too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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