SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Residential Mental Health and Substance Abuse Facilities turned out?

Of 303 loans approved in fiscal 2001 to 2021 (at least five years old), 14 (4.6%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Residential Mental Health and Substance Abuse Facilities appears on 437 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $363.2 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Residential Mental Health and Substance Abuse FacilitiesIndustry NAICS 623220 · 437 loans
5%of seasoned loans charged off
  1. Residential Mental Health and Substance Abuse Facilities appears on 437 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $363.2 million in gross approvals.
  2. Of 303 loans approved in fiscal 2001 to 2021 (at least five years old), 14 (4.6%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%20%Fiscal 2005: 2 of 13 loans charged off (15.4%)Fiscal 2008: 1 of 15 loans charged off (6.7%)Fiscal 2013: 1 of 13 loans charged off (7.7%)Fiscal 2014: 2 of 10 loans charged off (20.0%)Fiscal 2015: 0 of 13 loans charged off (0.0%)Fiscal 2016: 0 of 29 loans charged off (0.0%)Fiscal 2017: 1 of 38 loans charged off (2.6%)Fiscal 2018: 2 of 45 loans charged off (4.4%)Fiscal 2019: 0 of 20 loans charged off (0.0%)Fiscal 2020: 0 of 12 loans charged off (0.0%)Fiscal 2021: 1 of 34 loans charged off (2.9%)20052008201320142015201620172018201920202021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20016$2.0 million510few loans
FY20024$2.5 million310few loans
FY20033$1.3 million300few loans
FY20046$2.2 million600few loans
FY200513$3.5 million102115.4%
FY20064$589,800400few loans
FY20077$2.6 million610few loans
FY200815$4.7 million13116.7%
FY20099$792,200900few loans
FY20106$4.7 million510few loans
FY20119$7.1 million900few loans
FY20127$9.2 million700few loans
FY201313$7.6 million10127.7%
FY201410$6.2 million82020.0%
FY201513$8.5 million12010.0%
FY201629$15.0 million27020.0%
FY201738$32.4 million31162.6%
FY201845$44.1 million43204.4%
FY201920$15.1 million13070.0%
FY202012$12.7 million8040.0%
FY202134$47.2 million171162.9%
FY202216$26.6 million6010too recent for a share
FY202325$19.5 million10015too recent for a share
FY202438$31.8 million6032too recent for a share
FY202540$32.7 million4135too recent for a share
FY202615$22.8 million1014too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2001 to 2021)Charged offShare
California6434.7%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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