SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Research and Development in the Social Sciences and Humanities turned out?

Of 193 loans approved in fiscal 2000 to 2021 (at least five years old), 29 (15.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Research and Development in the Social Sciences and Humanities appears on 219 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $37.0 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Research and Development in the Social Sciences and HumanitiesIndustry NAICS 541720 · 219 loans
15%of seasoned loans charged off
  1. Research and Development in the Social Sciences and Humanities appears on 219 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $37.0 million in gross approvals.
  2. Of 193 loans approved in fiscal 2000 to 2021 (at least five years old), 29 (15.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%45%Fiscal 2003: 1 of 11 loans charged off (9.1%)Fiscal 2004: 2 of 11 loans charged off (18.2%)Fiscal 2005: 4 of 16 loans charged off (25.0%)Fiscal 2006: 3 of 14 loans charged off (21.4%)Fiscal 2007: 9 of 20 loans charged off (45.0%)Fiscal 2008: 5 of 15 loans charged off (33.3%)Fiscal 2009: 1 of 13 loans charged off (7.7%)Fiscal 2017: 1 of 12 loans charged off (8.3%)20032004200520062007200820092017
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20001$169,000100few loans
FY20014$610,000400few loans
FY20027$734,000700few loans
FY200311$3.7 million10109.1%
FY200411$773,00092018.2%
FY200516$503,000124025.0%
FY200614$1.0 million113021.4%
FY200720$3.3 million119045.0%
FY200815$2.7 million105033.3%
FY200913$1.6 million12107.7%
FY20106$800,000510few loans
FY20116$683,000600few loans
FY20123$401,300201few loans
FY20138$525,000800few loans
FY20148$1.3 million800few loans
FY20158$1.7 million800few loans
FY20166$1.1 million510few loans
FY201712$2.1 million11108.3%
FY20186$1.2 million402few loans
FY20196$2.9 million303few loans
FY20207$670,000601few loans
FY20215$1.2 million311few loans
FY20225$675,000212too recent for a share
FY20235$4.2 million203too recent for a share
FY20247$1.2 million205too recent for a share
FY20257$964,000205too recent for a share
FY20262$250,000002too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California361747.2%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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