SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Research and Development in Biotechnology turned out?

Of 134 loans approved in fiscal 2008 to 2021 (at least five years old), 4 (3.0%) were charged off by the lender, against 9.4% across all 7(a) loans approved in those same years. Research and Development in Biotechnology appears on 135 SBA-guaranteed 7(a) loans approved from fiscal 2008 to 2023, $68.0 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Research and Development in BiotechnologyIndustry NAICS 541711 · 135 loans
3%of seasoned loans charged off
  1. Research and Development in Biotechnology appears on 135 SBA-guaranteed 7(a) loans approved from fiscal 2008 to 2023, $68.0 million in gross approvals.
  2. Of 134 loans approved in fiscal 2008 to 2021 (at least five years old), 4 (3.0%) were charged off by the lender, against 9.4% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%18%Fiscal 2009: 0 of 12 loans charged off (0.0%)Fiscal 2010: 1 of 12 loans charged off (8.3%)Fiscal 2011: 0 of 16 loans charged off (0.0%)Fiscal 2012: 0 of 17 loans charged off (0.0%)Fiscal 2013: 2 of 11 loans charged off (18.2%)Fiscal 2014: 1 of 19 loans charged off (5.3%)Fiscal 2015: 0 of 11 loans charged off (0.0%)Fiscal 2016: 0 of 20 loans charged off (0.0%)20092010201120122013201420152016
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20089$4.3 million801few loans
FY200912$1.7 million12000.0%
FY201012$3.0 million11108.3%
FY201116$7.3 million16000.0%
FY201217$9.3 million17000.0%
FY201311$8.3 million92018.2%
FY201419$6.3 million17115.3%
FY201511$11.8 million10010.0%
FY201620$9.7 million19010.0%
FY20174$5.3 million400few loans
FY20182$356,200200few loans
FY20211$605,000100few loans
FY20231$110,000001too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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