SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Repossession Services turned out?

Of 142 loans approved in fiscal 2001 to 2020 (at least five years old), 22 (15.5%) were charged off by the lender, against 16.1% across all 7(a) loans approved in those same years. Repossession Services appears on 168 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $40.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Repossession ServicesIndustry NAICS 561491 · 168 loans
15%of seasoned loans charged off
  1. Repossession Services appears on 168 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $40.3 million in gross approvals.
  2. Of 142 loans approved in fiscal 2001 to 2020 (at least five years old), 22 (15.5%) were charged off by the lender, against 16.1% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%50%Fiscal 2004: 1 of 10 loans charged off (10.0%)Fiscal 2005: 4 of 17 loans charged off (23.5%)Fiscal 2007: 1 of 10 loans charged off (10.0%)Fiscal 2008: 5 of 10 loans charged off (50.0%)2004200520072008
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20012$827,000110few loans
FY20027$730,500610few loans
FY20038$231,900710few loans
FY200410$602,80091010.0%
FY200517$1.7 million134023.5%
FY20069$1.4 million621few loans
FY200710$1.2 million91010.0%
FY200810$1.2 million55050.0%
FY20097$1.1 million331few loans
FY20105$822,900500few loans
FY20117$1.6 million610few loans
FY20126$826,000600few loans
FY20133$1.1 million300few loans
FY20148$2.4 million800few loans
FY20159$3.3 million711few loans
FY20165$2.1 million401few loans
FY20173$684,200111few loans
FY20188$2.0 million602few loans
FY20193$865,000201few loans
FY20205$267,000500few loans
FY20224$6.5 million103too recent for a share
FY20233$414,000003too recent for a share
FY20248$2.5 million107too recent for a share
FY20255$420,000005too recent for a share
FY20266$5.4 million006too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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