How have SBA loans in Remediation Services turned out?
Of 1,062 loans approved in fiscal 2001 to 2021 (at least five years old), 96 (9.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Remediation Services appears on 1,791 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $672.8 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Remediation Services appears on 1,791 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $672.8 million in gross approvals.
Of 1,062 loans approved in fiscal 2001 to 2021 (at least five years old), 96 (9.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2001
30
$6.4 million
26
4
0
13.3%
FY2002
24
$5.4 million
21
3
0
12.5%
FY2003
37
$8.6 million
36
1
0
2.7%
FY2004
42
$7.8 million
40
2
0
4.8%
FY2005
49
$10.4 million
43
6
0
12.2%
FY2006
49
$14.6 million
38
11
0
22.4%
FY2007
39
$8.2 million
29
10
0
25.6%
FY2008
17
$8.6 million
12
5
0
29.4%
FY2009
22
$4.6 million
19
3
0
13.6%
FY2010
39
$9.7 million
35
4
0
10.3%
FY2011
39
$15.0 million
39
0
0
0.0%
FY2012
28
$17.4 million
27
1
0
3.6%
FY2013
13
$5.2 million
13
0
0
0.0%
FY2014
41
$15.4 million
38
1
2
2.4%
FY2015
62
$16.4 million
53
6
3
9.7%
FY2016
64
$27.9 million
58
2
4
3.1%
FY2017
44
$11.9 million
36
2
6
4.5%
FY2018
80
$24.9 million
51
9
20
11.3%
FY2019
97
$23.4 million
55
8
34
8.2%
FY2020
103
$47.0 million
46
11
46
10.7%
FY2021
143
$67.5 million
60
7
76
4.9%
FY2022
105
$49.7 million
20
7
78
too recent for a share
FY2023
130
$56.3 million
29
3
98
too recent for a share
FY2024
175
$65.5 million
21
0
154
too recent for a share
FY2025
190
$84.1 million
9
0
181
too recent for a share
FY2026
129
$61.0 million
1
0
128
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2001 to 2021)
Charged off
Share
California
106
8
7.5%
Texas
85
11
12.9%
New York
65
4
6.2%
Florida
59
8
13.6%
Ohio
55
7
12.7%
Pennsylvania
55
2
3.6%
Massachusetts
45
1
2.2%
Michigan
37
2
5.4%
Georgia
36
6
16.7%
New Jersey
35
4
11.4%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.