SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Record Production turned out?

Of 154 loans approved in fiscal 2001 to 2018 (at least five years old), 46 (29.9%) were charged off by the lender, against 16.9% across all 7(a) loans approved in those same years. Record Production appears on 159 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2024, $16.6 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Record ProductionIndustry NAICS 512210 · 159 loans
30%of seasoned loans charged off
  1. Record Production appears on 159 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2024, $16.6 million in gross approvals.
  2. Of 154 loans approved in fiscal 2001 to 2018 (at least five years old), 46 (29.9%) were charged off by the lender, against 16.9% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%52%Fiscal 2001: 2 of 10 loans charged off (20.0%)Fiscal 2003: 2 of 15 loans charged off (13.3%)Fiscal 2004: 5 of 21 loans charged off (23.8%)Fiscal 2005: 4 of 17 loans charged off (23.5%)Fiscal 2006: 4 of 12 loans charged off (33.3%)Fiscal 2007: 16 of 31 loans charged off (51.6%)Fiscal 2008: 6 of 16 loans charged off (37.5%)2001200320042005200620072008
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200110$1.6 million82020.0%
FY20028$1.3 million350few loans
FY200315$1.2 million132013.3%
FY200421$3.0 million165023.8%
FY200517$1.4 million134023.5%
FY200612$220,40084033.3%
FY200731$879,3001516051.6%
FY200816$405,500106037.5%
FY20094$72,500310few loans
FY20102$75,000200few loans
FY20112$125,000110few loans
FY20121$12,000100few loans
FY20136$3.1 million501few loans
FY20141$10,000100few loans
FY20152$782,000200few loans
FY20161$350,000100few loans
FY20173$482,500003few loans
FY20182$1.4 million200few loans
FY20222$42,500011too recent for a share
FY20231$15,000010too recent for a share
FY20242$35,000110too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2001 to 2021)Charged offShare
California38821.1%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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