SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Ready-Mix Concrete Manufacturing turned out?

Of 291 loans approved in fiscal 2000 to 2021 (at least five years old), 40 (13.8%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Ready-Mix Concrete Manufacturing appears on 346 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $232.1 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Ready-Mix Concrete ManufacturingIndustry NAICS 327320 · 346 loans
14%of seasoned loans charged off
  1. Ready-Mix Concrete Manufacturing appears on 346 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $232.1 million in gross approvals.
  2. Of 291 loans approved in fiscal 2000 to 2021 (at least five years old), 40 (13.8%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%43%Fiscal 2001: 1 of 13 loans charged off (7.7%)Fiscal 2002: 3 of 10 loans charged off (30.0%)Fiscal 2003: 2 of 17 loans charged off (11.8%)Fiscal 2004: 2 of 15 loans charged off (13.3%)Fiscal 2005: 5 of 18 loans charged off (27.8%)Fiscal 2006: 13 of 30 loans charged off (43.3%)Fiscal 2007: 5 of 19 loans charged off (26.3%)Fiscal 2009: 0 of 12 loans charged off (0.0%)Fiscal 2010: 0 of 14 loans charged off (0.0%)Fiscal 2011: 0 of 14 loans charged off (0.0%)Fiscal 2012: 2 of 13 loans charged off (15.4%)Fiscal 2013: 2 of 12 loans charged off (16.7%)Fiscal 2017: 0 of 19 loans charged off (0.0%)Fiscal 2018: 0 of 13 loans charged off (0.0%)Fiscal 2021: 0 of 15 loans charged off (0.0%)20012003200520072010201220172021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20009$3.6 million900few loans
FY200113$4.7 million12107.7%
FY200210$3.8 million73030.0%
FY200317$3.4 million152011.8%
FY200415$5.7 million132013.3%
FY200518$6.2 million135027.8%
FY200630$7.1 million1713043.3%
FY200719$7.1 million145026.3%
FY20088$3.3 million620few loans
FY200912$6.1 million11010.0%
FY201014$10.4 million14000.0%
FY201114$10.7 million14000.0%
FY201213$18.4 million112015.4%
FY201312$12.3 million102016.7%
FY20149$16.2 million900few loans
FY20159$3.6 million621few loans
FY20169$3.5 million810few loans
FY201719$20.4 million17020.0%
FY201813$10.3 million10030.0%
FY20197$2.0 million700few loans
FY20206$2.8 million501few loans
FY202115$8.7 million10050.0%
FY20227$6.7 million205too recent for a share
FY202312$18.5 million2010too recent for a share
FY202411$12.1 million1010too recent for a share
FY202511$15.9 million1010too recent for a share
FY202614$8.6 million0014too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
Texas3725.4%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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