SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham franchisees turned out?

Of 45 loans approved in fiscal 2007 to 2021 (at least five years old), 2 (4.4%) were charged off by the lender, against 12.6% across all 7(a) loans approved in those same years. Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham appears on 64 SBA-guaranteed 7(a) loans approved from fiscal 2007 to 2026, $178.8 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by WyndhamFranchise brand · 64 loans

4%of seasoned loans charged off

Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham appears on 64 SBA-guaranteed 7(a) loans approved from fiscal 2007 to 2026, $178.8 million in gross approvals.
Of 45 loans approved in fiscal 2007 to 2021 (at least five years old), 2 (4.4%) were charged off by the lender, against 12.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2007	1	$1.5 million	0	1	0	few loans
FY2018	13	$34.0 million	10	0	3	0.0%
FY2019	8	$30.0 million	5	0	3	few loans
FY2020	7	$19.6 million	4	1	2	few loans
FY2021	16	$39.7 million	11	0	5	0.0%
FY2022	6	$16.6 million	1	0	5	too recent for a share
FY2023	1	$1.9 million	0	0	1	too recent for a share
FY2024	6	$18.9 million	0	0	6	too recent for a share
FY2025	3	$8.3 million	1	0	2	too recent for a share
FY2026	3	$8.2 million	0	0	3	too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.