SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Radio Shack franchisees turned out?

Of 91 loans approved in fiscal 2000 to 2013 (at least five years old), 19 (20.9%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years. Radio Shack appears on 91 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $13.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Radio ShackFranchise brand · 91 loans
21%of seasoned loans charged off
  1. Radio Shack appears on 91 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $13.3 million in gross approvals.
  2. Of 91 loans approved in fiscal 2000 to 2013 (at least five years old), 19 (20.9%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%18%Fiscal 2000: 1 of 12 loans charged off (8.3%)Fiscal 2003: 2 of 11 loans charged off (18.2%)Fiscal 2004: 1 of 10 loans charged off (10.0%)200020032004
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200012$999,40011108.3%
FY20015$687,500230few loans
FY20028$812,000710few loans
FY200311$1.4 million92018.2%
FY200410$1.4 million91010.0%
FY20057$719,000700few loans
FY20067$1.1 million421few loans
FY20076$1.3 million240few loans
FY20089$1.2 million720few loans
FY20094$732,000400few loans
FY20105$497,300500few loans
FY20112$385,000200few loans
FY20122$1.5 million020few loans
FY20133$575,000210few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

☆ Save