SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Professional Organizations turned out?

Of 197 loans approved in fiscal 2000 to 2021 (at least five years old), 37 (18.8%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Professional Organizations appears on 216 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $18.9 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Professional OrganizationsIndustry NAICS 813920 · 216 loans
19%of seasoned loans charged off
  1. Professional Organizations appears on 216 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $18.9 million in gross approvals.
  2. Of 197 loans approved in fiscal 2000 to 2021 (at least five years old), 37 (18.8%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%55%Fiscal 2003: 2 of 12 loans charged off (16.7%)Fiscal 2004: 2 of 15 loans charged off (13.3%)Fiscal 2005: 3 of 27 loans charged off (11.1%)Fiscal 2006: 7 of 28 loans charged off (25.0%)Fiscal 2007: 14 of 38 loans charged off (36.8%)Fiscal 2008: 6 of 11 loans charged off (54.5%)200320042005200620072008
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20002$273,500200few loans
FY20018$1.1 million710few loans
FY20025$398,000410few loans
FY200312$672,500102016.7%
FY200415$1.1 million132013.3%
FY200527$1.8 million243011.1%
FY200628$1.4 million217025.0%
FY200738$2.6 million2414036.8%
FY200811$1.8 million56054.5%
FY20092$75,000110few loans
FY20107$1.0 million700few loans
FY20113$150,000300few loans
FY20126$840,000600few loans
FY20132$400,000200few loans
FY20143$260,500300few loans
FY20154$506,400400few loans
FY20164$705,000400few loans
FY20174$353,400301few loans
FY20188$522,000800few loans
FY20194$220,300103few loans
FY20203$528,000201few loans
FY20211$15,000001few loans
FY20222$275,000020too recent for a share
FY20237$753,000007too recent for a share
FY20243$90,000111too recent for a share
FY20253$250,000003too recent for a share
FY20264$710,000004too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California30826.7%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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