How have SBA loans in Process, Physical Distribution, and Logistics Consulting Services turned out?
Of 1,086 loans approved in fiscal 2001 to 2021 (at least five years old), 177 (16.3%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Process, Physical Distribution, and Logistics Consulting Services appears on 1,353 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $287.8 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Process, Physical Distribution, and Logistics Consulting Services appears on 1,353 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $287.8 million in gross approvals.
Of 1,086 loans approved in fiscal 2001 to 2021 (at least five years old), 177 (16.3%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2001
18
$1.6 million
17
1
0
5.6%
FY2002
18
$1.7 million
17
1
0
5.6%
FY2003
52
$3.1 million
45
7
0
13.5%
FY2004
76
$5.2 million
69
7
0
9.2%
FY2005
115
$8.0 million
83
32
0
27.8%
FY2006
81
$7.9 million
51
30
0
37.0%
FY2007
73
$7.8 million
47
26
0
35.6%
FY2008
56
$7.4 million
39
16
1
28.6%
FY2009
25
$3.9 million
24
1
0
4.0%
FY2010
35
$8.2 million
35
0
0
0.0%
FY2011
49
$10.0 million
44
5
0
10.2%
FY2012
43
$7.7 million
39
3
1
7.0%
FY2013
35
$6.7 million
31
4
0
11.4%
FY2014
44
$13.3 million
39
4
1
9.1%
FY2015
55
$2.8 million
49
6
0
10.9%
FY2016
86
$13.8 million
79
6
1
7.0%
FY2017
61
$11.2 million
49
8
4
13.1%
FY2018
50
$10.3 million
35
11
4
22.0%
FY2019
40
$11.3 million
26
7
7
17.5%
FY2020
32
$8.7 million
20
0
12
0.0%
FY2021
42
$31.4 million
21
2
19
4.8%
FY2022
35
$9.3 million
15
4
16
too recent for a share
FY2023
67
$33.3 million
14
3
50
too recent for a share
FY2024
79
$26.1 million
12
2
65
too recent for a share
FY2025
60
$29.2 million
5
0
55
too recent for a share
FY2026
26
$7.9 million
0
0
26
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2001 to 2021)
Charged off
Share
California
132
26
19.7%
Florida
89
21
23.6%
Texas
76
10
13.2%
Ohio
66
9
13.6%
New York
57
13
22.8%
Illinois
57
16
28.1%
Pennsylvania
55
4
7.3%
Virginia
46
4
8.7%
Georgia
41
7
17.1%
Massachusetts
39
3
7.7%
New Jersey
36
7
19.4%
Minnesota
30
4
13.3%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.