SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Private Households turned out?

Of 129 loans approved in fiscal 2000 to 2021 (at least five years old), 5 (3.9%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Private Households appears on 157 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $78.4 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Private HouseholdsIndustry NAICS 814110 · 157 loans

4%of seasoned loans charged off

Private Households appears on 157 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $78.4 million in gross approvals.
Of 129 loans approved in fiscal 2000 to 2021 (at least five years old), 5 (3.9%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2000	6	$2.6 million	6	0	0	few loans
FY2001	1	$181,200	1	0	0	few loans
FY2005	1	$134,000	1	0	0	few loans
FY2006	1	$10,000	1	0	0	few loans
FY2007	3	$374,000	0	3	0	few loans
FY2008	4	$330,000	3	1	0	few loans
FY2010	2	$300,000	2	0	0	few loans
FY2011	6	$3.0 million	4	0	2	few loans
FY2012	4	$560,800	4	0	0	few loans
FY2013	15	$5.2 million	13	1	1	6.7%
FY2014	11	$6.5 million	9	0	2	0.0%
FY2015	17	$10.0 million	16	0	1	0.0%
FY2016	13	$6.8 million	9	0	4	0.0%
FY2017	16	$9.1 million	11	0	5	0.0%
FY2018	12	$10.8 million	3	0	9	0.0%
FY2019	5	$4.8 million	0	0	5	few loans
FY2020	7	$6.0 million	2	0	5	few loans
FY2021	5	$2.6 million	2	0	3	few loans
FY2022	3	$300,600	2	0	1	too recent for a share
FY2023	8	$2.0 million	1	0	7	too recent for a share
FY2024	11	$2.6 million	1	0	10	too recent for a share
FY2025	1	$353,400	0	0	1	too recent for a share
FY2026	5	$3.8 million	0	0	5	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2000 to 2021)	Charged off	Share
California	74	1	1.4%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.