SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Poured Concrete Foundation and Structure Contractors turned out?

Of 3,121 loans approved in fiscal 2003 to 2021 (at least five years old), 460 (14.7%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Poured Concrete Foundation and Structure Contractors appears on 4,066 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $930.1 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Poured Concrete Foundation and Structure ContractorsIndustry NAICS 238110 · 4,066 loans
15%of seasoned loans charged off
  1. Poured Concrete Foundation and Structure Contractors appears on 4,066 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $930.1 million in gross approvals.
  2. Of 3,121 loans approved in fiscal 2003 to 2021 (at least five years old), 460 (14.7%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%37%Fiscal 2003: 4 of 37 loans charged off (10.8%)Fiscal 2004: 20 of 104 loans charged off (19.2%)Fiscal 2005: 62 of 218 loans charged off (28.4%)Fiscal 2006: 89 of 291 loans charged off (30.6%)Fiscal 2007: 96 of 285 loans charged off (33.7%)Fiscal 2008: 72 of 195 loans charged off (36.9%)Fiscal 2009: 16 of 131 loans charged off (12.2%)Fiscal 2010: 10 of 139 loans charged off (7.2%)Fiscal 2011: 9 of 133 loans charged off (6.8%)Fiscal 2012: 3 of 120 loans charged off (2.5%)Fiscal 2013: 5 of 113 loans charged off (4.4%)Fiscal 2014: 8 of 171 loans charged off (4.7%)Fiscal 2015: 6 of 195 loans charged off (3.1%)Fiscal 2016: 9 of 175 loans charged off (5.1%)Fiscal 2017: 10 of 160 loans charged off (6.3%)Fiscal 2018: 14 of 169 loans charged off (8.3%)Fiscal 2019: 12 of 133 loans charged off (9.0%)Fiscal 2020: 9 of 155 loans charged off (5.8%)Fiscal 2021: 6 of 197 loans charged off (3.0%)2003200520072009201120132015201720192021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200337$6.2 million334010.8%
FY2004104$12.3 million8420019.2%
FY2005218$27.9 million15662028.4%
FY2006291$37.8 million19989330.6%
FY2007285$24.4 million18896133.7%
FY2008195$22.1 million12272136.9%
FY2009131$18.9 million11416112.2%
FY2010139$18.2 million1281017.2%
FY2011133$36.6 million122926.8%
FY2012120$21.1 million115322.5%
FY2013113$22.3 million105534.4%
FY2014171$39.3 million156874.7%
FY2015195$39.4 million182673.1%
FY2016175$50.3 million157995.1%
FY2017160$36.9 million13410166.3%
FY2018169$48.0 million13214238.3%
FY2019133$40.4 million9512269.0%
FY2020155$58.5 million1109365.8%
FY2021197$75.1 million1116803.0%
FY2022159$59.9 million53898too recent for a share
FY2023199$49.7 million465148too recent for a share
FY2024253$58.1 million292222too recent for a share
FY2025202$64.2 million182182too recent for a share
FY2026132$62.7 million30129too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2003 to 2021)Charged offShare
Ohio298268.7%
California2684817.9%
Texas2133918.3%
Utah1603220.0%
Colorado1372820.4%
Michigan1311410.7%
Minnesota13064.6%
New York1191210.1%
Illinois1121513.4%
Wisconsin111109.0%
Missouri1001212.0%
Florida953637.9%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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