SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Postharvest Crop Activities (except Cotton Ginning) turned out?

Of 181 loans approved in fiscal 2000 to 2021 (at least five years old), 11 (6.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Postharvest Crop Activities (except Cotton Ginning) appears on 204 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $165.9 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Postharvest Crop Activities (except Cotton Ginning)Industry NAICS 115114 · 204 loans
6%of seasoned loans charged off
  1. Postharvest Crop Activities (except Cotton Ginning) appears on 204 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $165.9 million in gross approvals.
  2. Of 181 loans approved in fiscal 2000 to 2021 (at least five years old), 11 (6.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%20%Fiscal 2002: 0 of 18 loans charged off (0.0%)Fiscal 2003: 1 of 12 loans charged off (8.3%)Fiscal 2004: 0 of 11 loans charged off (0.0%)Fiscal 2005: 2 of 15 loans charged off (13.3%)Fiscal 2014: 0 of 12 loans charged off (0.0%)Fiscal 2016: 2 of 10 loans charged off (20.0%)Fiscal 2021: 0 of 10 loans charged off (0.0%)2002200320042005201420162021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20002$1.1 million101few loans
FY20017$3.0 million610few loans
FY200218$7.9 million18000.0%
FY200312$2.5 million11108.3%
FY200411$7.6 million11000.0%
FY200515$7.2 million132013.3%
FY20067$2.6 million610few loans
FY20075$968,000410few loans
FY20085$1.8 million500few loans
FY20097$2.1 million700few loans
FY20106$3.0 million510few loans
FY20116$10.0 million411few loans
FY20125$4.8 million500few loans
FY20137$7.2 million700few loans
FY201412$13.1 million12000.0%
FY20159$14.4 million702few loans
FY201610$10.7 million72120.0%
FY20177$11.9 million610few loans
FY20188$17.3 million602few loans
FY20197$8.5 million502few loans
FY20205$1.4 million401few loans
FY202110$12.3 million5050.0%
FY20224$1.5 million013too recent for a share
FY20236$1.1 million114too recent for a share
FY20245$3.1 million203too recent for a share
FY20254$925,000004too recent for a share
FY20264$8.0 million004too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
North Dakota3800.0%
California32412.5%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

☆ Save