SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Photographic Equipment and Supplies Merchant Wholesalers turned out?

Of 119 loans approved in fiscal 2003 to 2021 (at least five years old), 21 (17.6%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Photographic Equipment and Supplies Merchant Wholesalers appears on 140 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $49.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Photographic Equipment and Supplies Merchant WholesalersIndustry NAICS 423410 · 140 loans
18%of seasoned loans charged off
  1. Photographic Equipment and Supplies Merchant Wholesalers appears on 140 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $49.3 million in gross approvals.
  2. Of 119 loans approved in fiscal 2003 to 2021 (at least five years old), 21 (17.6%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%46%Fiscal 2004: 3 of 12 loans charged off (25.0%)Fiscal 2005: 5 of 13 loans charged off (38.5%)Fiscal 2007: 6 of 13 loans charged off (46.2%)Fiscal 2017: 1 of 16 loans charged off (6.3%)2004200520072017
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20038$1.9 million800few loans
FY200412$2.3 million93025.0%
FY200513$547,00085038.5%
FY20066$323,000510few loans
FY200713$1.2 million76046.2%
FY20083$285,000120few loans
FY20097$936,700430few loans
FY20104$514,200400few loans
FY20113$1.1 million300few loans
FY20123$720,000300few loans
FY20133$344,500300few loans
FY20143$859,000300few loans
FY20159$10.2 million801few loans
FY20168$4.2 million800few loans
FY201716$3.6 million14116.3%
FY20182$1.3 million200few loans
FY20191$291,000001few loans
FY20204$3.2 million103few loans
FY20211$4.0 million100few loans
FY20224$355,500004too recent for a share
FY20232$400,000002too recent for a share
FY20246$1.3 million105too recent for a share
FY20257$7.1 million007too recent for a share
FY20262$2.4 million002too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2003 to 2021)Charged offShare
California31516.1%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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