SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Pharmacies and Drug Stores turned out?

Of 5,423 loans approved in fiscal 2000 to 2021 (at least five years old), 339 (6.3%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Pharmacies and Drug Stores appears on 5,565 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $2.9 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Pharmacies and Drug StoresIndustry NAICS 446110 · 5,565 loans
6%of seasoned loans charged off
  1. Pharmacies and Drug Stores appears on 5,565 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $2.9 billion in gross approvals.
  2. Of 5,423 loans approved in fiscal 2000 to 2021 (at least five years old), 339 (6.3%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%15%Fiscal 2000: 10 of 117 loans charged off (8.5%)Fiscal 2001: 6 of 127 loans charged off (4.7%)Fiscal 2002: 7 of 132 loans charged off (5.3%)Fiscal 2003: 8 of 184 loans charged off (4.3%)Fiscal 2004: 17 of 204 loans charged off (8.3%)Fiscal 2005: 15 of 231 loans charged off (6.5%)Fiscal 2006: 33 of 219 loans charged off (15.1%)Fiscal 2007: 29 of 198 loans charged off (14.6%)Fiscal 2008: 20 of 170 loans charged off (11.8%)Fiscal 2009: 8 of 169 loans charged off (4.7%)Fiscal 2010: 13 of 189 loans charged off (6.9%)Fiscal 2011: 11 of 312 loans charged off (3.5%)Fiscal 2012: 15 of 268 loans charged off (5.6%)Fiscal 2013: 10 of 312 loans charged off (3.2%)Fiscal 2014: 17 of 330 loans charged off (5.2%)Fiscal 2015: 25 of 413 loans charged off (6.1%)Fiscal 2016: 25 of 386 loans charged off (6.5%)Fiscal 2017: 20 of 350 loans charged off (5.7%)Fiscal 2018: 21 of 309 loans charged off (6.8%)Fiscal 2019: 16 of 311 loans charged off (5.1%)Fiscal 2020: 9 of 257 loans charged off (3.5%)Fiscal 2021: 4 of 235 loans charged off (1.7%)20002002200420062008201020122014201620182020
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2000117$23.3 million1071008.5%
FY2001127$28.4 million121604.7%
FY2002132$27.7 million125705.3%
FY2003184$30.1 million175814.3%
FY2004204$39.0 million1871708.3%
FY2005231$59.5 million2151516.5%
FY2006219$62.1 million18533115.1%
FY2007198$64.8 million16829114.6%
FY2008170$64.6 million15020011.8%
FY2009169$55.0 million161804.7%
FY2010189$80.1 million1741326.9%
FY2011312$171.8 million29011113.5%
FY2012268$147.9 million2441595.6%
FY2013312$163.6 million2961063.2%
FY2014330$209.5 million30217115.2%
FY2015413$251.2 million36325256.1%
FY2016386$222.4 million32625356.5%
FY2017350$241.8 million25820725.7%
FY2018309$232.2 million20221866.8%
FY2019311$220.9 million188161075.1%
FY2020257$204.8 million13691123.5%
FY2021235$206.7 million11341181.7%
FY202296$53.8 million13380too recent for a share
FY202330$8.6 million11217too recent for a share
FY202411$4.0 million1010too recent for a share
FY20254$982,900004too recent for a share
FY20261$50,000001too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California645375.7%
Texas454337.3%
New York389297.5%
Puerto Rico26593.4%
Pennsylvania250166.4%
Florida2453213.1%
Michigan190105.3%
North Carolina17863.4%
Ohio166148.4%
New Jersey156138.3%
Georgia14464.2%
Louisiana13896.5%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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