How have SBA loans in Pet and Pet Supplies Stores turned out?
Of 2,335 loans approved in fiscal 2001 to 2021 (at least five years old), 492 (21.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Pet and Pet Supplies Stores appears on 2,408 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $589.9 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Pet and Pet Supplies StoresIndustry NAICS 453910 · 2,408 loans
21%of seasoned loans charged off
Pet and Pet Supplies Stores appears on 2,408 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $589.9 million in gross approvals.
Of 2,335 loans approved in fiscal 2001 to 2021 (at least five years old), 492 (21.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2001
96
$14.5 million
71
25
0
26.0%
FY2002
113
$22.0 million
89
24
0
21.2%
FY2003
130
$19.8 million
96
34
0
26.2%
FY2004
136
$21.9 million
92
44
0
32.4%
FY2005
159
$22.6 million
111
48
0
30.2%
FY2006
175
$29.5 million
105
70
0
40.0%
FY2007
177
$26.8 million
101
76
0
42.9%
FY2008
142
$25.3 million
79
61
2
43.0%
FY2009
86
$14.0 million
67
18
1
20.9%
FY2010
72
$13.2 million
64
8
0
11.1%
FY2011
88
$16.2 million
76
10
2
11.4%
FY2012
58
$9.3 million
50
7
1
12.1%
FY2013
55
$9.6 million
48
5
2
9.1%
FY2014
82
$18.0 million
72
7
3
8.5%
FY2015
105
$26.3 million
94
8
3
7.6%
FY2016
113
$27.3 million
92
11
10
9.7%
FY2017
127
$31.4 million
99
13
15
10.2%
FY2018
109
$28.7 million
69
8
32
7.3%
FY2019
102
$39.9 million
58
8
36
7.8%
FY2020
79
$36.4 million
49
4
26
5.1%
FY2021
131
$97.6 million
40
3
88
2.3%
FY2022
46
$28.4 million
16
0
30
too recent for a share
FY2023
17
$7.5 million
3
2
12
too recent for a share
FY2024
6
$3.1 million
0
0
6
too recent for a share
FY2025
3
$623,900
0
0
3
too recent for a share
FY2026
1
$25,000
0
0
1
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2001 to 2021)
Charged off
Share
California
232
64
27.6%
Florida
187
55
29.4%
Texas
136
30
22.1%
New York
131
24
18.3%
Ohio
118
34
28.8%
Pennsylvania
107
27
25.2%
Illinois
79
17
21.5%
Michigan
76
12
15.8%
Washington
72
14
19.4%
New Jersey
67
10
14.9%
Missouri
66
22
33.3%
Wisconsin
64
12
18.8%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.