SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Personal Leather Good (except Women's Handbag and Purse) Manufacturing turned out?

Of 31 loans approved in fiscal 2000 to 2012 (at least five years old), 13 (41.9%) were charged off by the lender, against 21.0% across all 7(a) loans approved in those same years. Personal Leather Good (except Women's Handbag and Purse) Manufacturing appears on 31 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2012, $3.7 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Personal Leather Good (except Women's Handbag and Purse) ManufacturingIndustry NAICS 316993 · 31 loans
42%of seasoned loans charged off
  1. Personal Leather Good (except Women's Handbag and Purse) Manufacturing appears on 31 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2012, $3.7 million in gross approvals.
  2. Of 31 loans approved in fiscal 2000 to 2012 (at least five years old), 13 (41.9%) were charged off by the lender, against 21.0% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20001$100,000100few loans
FY20013$351,000120few loans
FY20022$490,000200few loans
FY20034$145,000310few loans
FY20043$166,200300few loans
FY20055$155,000320few loans
FY20064$900,000220few loans
FY20073$460,500030few loans
FY20083$155,000030few loans
FY20091$600,000100few loans
FY20111$25,000100few loans
FY20121$110,000100few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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