SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Paint, Varnish, and Supplies Merchant Wholesalers turned out?

Of 180 loans approved in fiscal 2003 to 2021 (at least five years old), 32 (17.8%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Paint, Varnish, and Supplies Merchant Wholesalers appears on 222 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $78.0 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Paint, Varnish, and Supplies Merchant WholesalersIndustry NAICS 424950 · 222 loans
18%of seasoned loans charged off
  1. Paint, Varnish, and Supplies Merchant Wholesalers appears on 222 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $78.0 million in gross approvals.
  2. Of 180 loans approved in fiscal 2003 to 2021 (at least five years old), 32 (17.8%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%60%Fiscal 2004: 0 of 13 loans charged off (0.0%)Fiscal 2005: 9 of 15 loans charged off (60.0%)Fiscal 2006: 2 of 14 loans charged off (14.3%)Fiscal 2007: 10 of 26 loans charged off (38.5%)Fiscal 2008: 8 of 16 loans charged off (50.0%)Fiscal 2016: 0 of 13 loans charged off (0.0%)Fiscal 2021: 0 of 11 loans charged off (0.0%)2004200520062007200820162021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20035$905,000500few loans
FY200413$1.6 million13000.0%
FY200515$1.4 million69060.0%
FY200614$3.9 million122014.3%
FY200726$3.7 million1610038.5%
FY200816$2.5 million88050.0%
FY20094$481,500400few loans
FY20108$1.9 million800few loans
FY20116$3.5 million600few loans
FY20122$248,800200few loans
FY20136$637,500600few loans
FY20148$1.1 million620few loans
FY20158$1.4 million800few loans
FY201613$2.1 million13000.0%
FY20174$1.1 million400few loans
FY20188$2.9 million413few loans
FY20196$1.2 million600few loans
FY20207$6.0 million304few loans
FY202111$14.2 million7040.0%
FY20226$7.6 million402too recent for a share
FY20235$6.2 million203too recent for a share
FY202416$5.4 million2014too recent for a share
FY202511$6.1 million0011too recent for a share
FY20264$2.0 million004too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2003 to 2021)Charged offShare
California3139.7%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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