SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Outpatient Mental Health and Substance Abuse Centers turned out?

Of 517 loans approved in fiscal 2001 to 2021 (at least five years old), 47 (9.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Outpatient Mental Health and Substance Abuse Centers appears on 849 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $365.5 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Outpatient Mental Health and Substance Abuse CentersIndustry NAICS 621420 · 849 loans

9%of seasoned loans charged off

Outpatient Mental Health and Substance Abuse Centers appears on 849 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $365.5 million in gross approvals.
Of 517 loans approved in fiscal 2001 to 2021 (at least five years old), 47 (9.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2001	10	$2.2 million	9	1	0	10.0%
FY2002	9	$1.4 million	9	0	0	few loans
FY2003	16	$1.0 million	12	4	0	25.0%
FY2004	20	$2.8 million	19	1	0	5.0%
FY2005	23	$2.7 million	21	2	0	8.7%
FY2006	30	$4.8 million	24	6	0	20.0%
FY2007	19	$4.3 million	14	5	0	26.3%
FY2008	18	$3.2 million	16	2	0	11.1%
FY2009	14	$2.0 million	10	3	1	21.4%
FY2010	20	$2.9 million	17	3	0	15.0%
FY2011	10	$3.3 million	10	0	0	0.0%
FY2012	10	$991,100	7	3	0	30.0%
FY2013	19	$7.5 million	15	4	0	21.1%
FY2014	28	$9.2 million	26	1	1	3.6%
FY2015	35	$17.5 million	30	2	3	5.7%
FY2016	31	$11.3 million	25	3	3	9.7%
FY2017	46	$16.5 million	37	0	9	0.0%
FY2018	35	$24.2 million	23	4	8	11.4%
FY2019	35	$12.3 million	24	0	11	0.0%
FY2020	39	$32.9 million	27	0	12	0.0%
FY2021	50	$35.4 million	34	3	13	6.0%
FY2022	45	$27.4 million	10	2	33	too recent for a share
FY2023	67	$19.7 million	10	5	52	too recent for a share
FY2024	74	$34.2 million	8	1	65	too recent for a share
FY2025	85	$40.6 million	5	2	78	too recent for a share
FY2026	61	$45.3 million	1	0	60	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2001 to 2021)	Charged off	Share
California	45	5	11.1%
Florida	45	4	8.9%
Minnesota	34	5	14.7%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.