SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Other Specialized Design Services turned out?

Of 1,245 loans approved in fiscal 2001 to 2021 (at least five years old), 245 (19.7%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Other Specialized Design Services appears on 1,539 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $280.7 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Other Specialized Design ServicesIndustry NAICS 541490 · 1,539 loans
20%of seasoned loans charged off
  1. Other Specialized Design Services appears on 1,539 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $280.7 million in gross approvals.
  2. Of 1,245 loans approved in fiscal 2001 to 2021 (at least five years old), 245 (19.7%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%38%Fiscal 2001: 5 of 31 loans charged off (16.1%)Fiscal 2002: 4 of 33 loans charged off (12.1%)Fiscal 2003: 22 of 74 loans charged off (29.7%)Fiscal 2004: 15 of 70 loans charged off (21.4%)Fiscal 2005: 27 of 90 loans charged off (30.0%)Fiscal 2006: 44 of 120 loans charged off (36.7%)Fiscal 2007: 49 of 129 loans charged off (38.0%)Fiscal 2008: 25 of 88 loans charged off (28.4%)Fiscal 2009: 6 of 39 loans charged off (15.4%)Fiscal 2010: 11 of 45 loans charged off (24.4%)Fiscal 2011: 5 of 40 loans charged off (12.5%)Fiscal 2012: 3 of 48 loans charged off (6.3%)Fiscal 2013: 1 of 41 loans charged off (2.4%)Fiscal 2014: 3 of 50 loans charged off (6.0%)Fiscal 2015: 1 of 57 loans charged off (1.8%)Fiscal 2016: 6 of 62 loans charged off (9.7%)Fiscal 2017: 5 of 55 loans charged off (9.1%)Fiscal 2018: 7 of 58 loans charged off (12.1%)Fiscal 2019: 3 of 40 loans charged off (7.5%)Fiscal 2020: 1 of 43 loans charged off (2.3%)Fiscal 2021: 2 of 32 loans charged off (6.3%)20012003200520072009201120132015201720192021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200131$2.9 million265016.1%
FY200233$3.2 million294012.1%
FY200374$5.9 million5122129.7%
FY200470$6.3 million5515021.4%
FY200590$6.9 million6327030.0%
FY2006120$5.0 million7644036.7%
FY2007129$7.9 million8049038.0%
FY200888$4.8 million6125228.4%
FY200939$4.0 million336015.4%
FY201045$5.3 million3411024.4%
FY201140$8.5 million355012.5%
FY201248$4.1 million44316.3%
FY201341$4.1 million39112.4%
FY201450$6.2 million47306.0%
FY201557$11.8 million52141.8%
FY201662$17.8 million51659.7%
FY201755$17.8 million375139.1%
FY201858$8.5 million3871312.1%
FY201940$14.5 million213167.5%
FY202043$18.1 million251172.3%
FY202132$17.1 million142166.3%
FY202238$10.4 million7823too recent for a share
FY202373$26.6 million12655too recent for a share
FY202475$21.4 million11064too recent for a share
FY202579$29.0 million3076too recent for a share
FY202629$12.5 million0029too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2001 to 2021)Charged offShare
California2568432.8%
New York1451510.3%
Texas65812.3%
Ohio651015.4%
Florida642031.3%
Minnesota5547.3%
Massachusetts5447.4%
Pennsylvania41614.6%
Arizona35617.1%
New Jersey33721.2%
Washington31516.1%
Rhode Island3026.7%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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