SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Other Services to Buildings and Dwellings turned out?

Of 3,476 loans approved in fiscal 2001 to 2021 (at least five years old), 636 (18.3%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Other Services to Buildings and Dwellings appears on 4,546 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $936.6 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Other Services to Buildings and DwellingsIndustry NAICS 561790 · 4,546 loans
18%of seasoned loans charged off
  1. Other Services to Buildings and Dwellings appears on 4,546 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $936.6 million in gross approvals.
  2. Of 3,476 loans approved in fiscal 2001 to 2021 (at least five years old), 636 (18.3%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%39%Fiscal 2001: 10 of 62 loans charged off (16.1%)Fiscal 2002: 20 of 110 loans charged off (18.2%)Fiscal 2003: 21 of 131 loans charged off (16.0%)Fiscal 2004: 56 of 259 loans charged off (21.6%)Fiscal 2005: 76 of 276 loans charged off (27.5%)Fiscal 2006: 95 of 307 loans charged off (30.9%)Fiscal 2007: 143 of 363 loans charged off (39.4%)Fiscal 2008: 80 of 239 loans charged off (33.5%)Fiscal 2009: 8 of 74 loans charged off (10.8%)Fiscal 2010: 10 of 79 loans charged off (12.7%)Fiscal 2011: 8 of 104 loans charged off (7.7%)Fiscal 2012: 10 of 101 loans charged off (9.9%)Fiscal 2013: 8 of 107 loans charged off (7.5%)Fiscal 2014: 13 of 141 loans charged off (9.2%)Fiscal 2015: 14 of 169 loans charged off (8.3%)Fiscal 2016: 15 of 186 loans charged off (8.1%)Fiscal 2017: 16 of 166 loans charged off (9.6%)Fiscal 2018: 9 of 184 loans charged off (4.9%)Fiscal 2019: 10 of 138 loans charged off (7.2%)Fiscal 2020: 7 of 122 loans charged off (5.7%)Fiscal 2021: 7 of 158 loans charged off (4.4%)20012003200520072009201120132015201720192021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200162$7.5 million5210016.1%
FY2002110$18.4 million9020018.2%
FY2003131$9.9 million11021016.0%
FY2004259$18.3 million20356021.6%
FY2005276$21.7 million20076027.5%
FY2006307$24.8 million21195130.9%
FY2007363$29.1 million220143039.4%
FY2008239$24.2 million15780233.5%
FY200974$8.6 million668010.8%
FY201079$14.8 million6810112.7%
FY2011104$23.3 million96807.7%
FY2012101$12.9 million911009.9%
FY2013107$23.9 million97827.5%
FY2014141$28.8 million1241349.2%
FY2015169$33.5 million1501458.3%
FY2016186$37.7 million16115108.1%
FY2017166$40.7 million13216189.6%
FY2018184$45.3 million1349414.9%
FY2019138$44.3 million8110477.2%
FY2020122$45.3 million647515.7%
FY2021158$57.3 million657864.4%
FY2022119$48.5 million34382too recent for a share
FY2023197$61.7 million465146too recent for a share
FY2024245$73.3 million324209too recent for a share
FY2025314$110.4 million130301too recent for a share
FY2026195$72.2 million20193too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2001 to 2021)Charged offShare
California3958922.5%
Florida3858421.8%
Texas3197222.6%
New York1452215.2%
Pennsylvania1222218.0%
Massachusetts1161311.2%
Ohio1091816.5%
Illinois1063129.3%
Arizona1001010.0%
North Carolina951616.8%
Colorado921415.2%
Georgia892427.0%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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