SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Other Personal Care Services turned out?

Of 6,882 loans approved in fiscal 2001 to 2021 (at least five years old), 1,281 (18.6%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Other Personal Care Services appears on 9,657 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $2.5 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Other Personal Care ServicesIndustry NAICS 812199 · 9,657 loans
19%of seasoned loans charged off
  1. Other Personal Care Services appears on 9,657 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $2.5 billion in gross approvals.
  2. Of 6,882 loans approved in fiscal 2001 to 2021 (at least five years old), 1,281 (18.6%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%44%Fiscal 2001: 34 of 190 loans charged off (17.9%)Fiscal 2002: 47 of 206 loans charged off (22.8%)Fiscal 2003: 91 of 407 loans charged off (22.4%)Fiscal 2004: 89 of 387 loans charged off (23.0%)Fiscal 2005: 146 of 491 loans charged off (29.7%)Fiscal 2006: 160 of 444 loans charged off (36.0%)Fiscal 2007: 210 of 482 loans charged off (43.6%)Fiscal 2008: 161 of 414 loans charged off (38.9%)Fiscal 2009: 33 of 163 loans charged off (20.2%)Fiscal 2010: 16 of 162 loans charged off (9.9%)Fiscal 2011: 18 of 222 loans charged off (8.1%)Fiscal 2012: 19 of 190 loans charged off (10.0%)Fiscal 2013: 19 of 269 loans charged off (7.1%)Fiscal 2014: 27 of 316 loans charged off (8.5%)Fiscal 2015: 42 of 416 loans charged off (10.1%)Fiscal 2016: 29 of 388 loans charged off (7.5%)Fiscal 2017: 48 of 409 loans charged off (11.7%)Fiscal 2018: 38 of 409 loans charged off (9.3%)Fiscal 2019: 27 of 357 loans charged off (7.6%)Fiscal 2020: 16 of 247 loans charged off (6.5%)Fiscal 2021: 11 of 313 loans charged off (3.5%)20012003200520072009201120132015201720192021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2001190$29.8 million15634017.9%
FY2002206$26.9 million15947022.8%
FY2003407$43.4 million31391322.4%
FY2004387$47.3 million29889023.0%
FY2005491$50.2 million344146129.7%
FY2006444$55.5 million282160236.0%
FY2007482$53.4 million271210143.6%
FY2008414$57.3 million250161338.9%
FY2009163$28.4 million13033020.2%
FY2010162$33.0 million1451619.9%
FY2011222$43.2 million2031818.1%
FY2012190$48.5 million16919210.0%
FY2013269$72.2 million2481927.1%
FY2014316$79.8 million2812788.5%
FY2015416$114.2 million356421810.1%
FY2016388$115.3 million33529247.5%
FY2017409$124.7 million309485211.7%
FY2018409$110.4 million28638859.3%
FY2019357$115.1 million228271027.6%
FY2020247$77.6 million15716746.5%
FY2021313$118.1 million150111523.5%
FY2022369$112.8 million11219238too recent for a share
FY2023562$197.7 million9225445too recent for a share
FY2024747$272.3 million796662too recent for a share
FY2025719$298.6 million222695too recent for a share
FY2026378$189.5 million20376too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2001 to 2021)Charged offShare
California70814820.9%
Texas62010817.4%
Florida42411928.1%
New York3716617.8%
Pennsylvania2853913.7%
Ohio2834415.6%
New Jersey2705921.9%
Illinois2395422.6%
Massachusetts2022914.4%
Michigan1934020.7%
Colorado1913216.8%
Missouri1904222.1%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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